Moving home

Cashback options
Get money back on your mortgage with our Cashback range.
Terms to suit you
Fixed rate deals for 2, 3, 5, 7, 10 and even 15 years.
Flexibility as standard
You can make overpayments of up to 10% per year without an Early Repayment Charge and take payment holidays subject to our agreement.

Our flexibility options

And just so you know, we’ll always check that our mortgages are right for you before we make you an offer.

Don’t risk losing your home – keep up those mortgage repayments

Check you're mortgage ready

Stepping up your search? Take five minutes to see how much we could lend you, without affecting your credit score.

Check now

How much can you borrow?

Starting out on your journey? Use our quick calculator to get an idea of how much you could borrow from us.

Use our easy calculator

Compare our mortgages

View our mortgages and find out how much your monthly payment could be.

Find a mortgage

Need help?

Buying a home can be stressful, so we've tried to make things a little bit easier with our useful guides.

Moving home guides

Already got a mortgage with us?

If your current mortgage deal is coming to an end, see if our new mortgage rates could save you money.

Find a deal

Fancy a chat?

For a helping hand or some friendly mortgage advice, here's how to get in touch

New customers

Got a quick question?

Chat live with one of our mortgage specialists.

Live Chat

Start your application

0345 605 0500

We're here Monday to Friday from 9am to 5pm, and Saturday from 9am to 1pm.

Existing mortgage customers

Contact details for existing customers

Got a quick question?

Chat live with one of our mortgage specialists.

Live Chat

Call us on

0345 602 8301

We're here Monday to Friday from 9am to 5pm, and Saturday from 9am to 1pm.

Call charges and information

Number	Cost
03 numbers	Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbers	Maximum of 7p per minute, plus your phone company's access charge.
087 numbers	Maximum of 13p per minute, plus your phone company's access charge.
0800 numbers	Free from UK landlines and personal mobile phones.

Frequently asked questions

What do I need to have to hand when I call you for a mortgage interview?

To make things as straightforward as possible, it would be great if you have the following to hand for all applicants:

Income details
- If employed you will need:
  - Gross annual salary, bonus & overtime
- If you are self-employed:
  - Last 2 years’ net profit/director’s salary.
  - Last 3 months’ business bank statements.
UK address history for the last 3 years
Details of your monthly expenditure (PDF, 80.05KB) (your bank statements will come in handy here)

Monthly Expenditure PDF opens in a new window Link opens in a new window
Details of any credit commitments (including payments, balances and interest rates)
Pension payments from your payslip
Details of any existing Life Insurance policies and have these documents to hand

What happens once I apply?

After you’ve applied for your mortgage, you just need to sign and return the application form and pay any applicable fees.

Once returned to us, your application will be assessed by an underwriter, and we'll keep you updated throughout the process.

When do I make my first mortgage payment?

Your first mortgage payment will be due on the 7th of the month following completion.

View all questions and answers

Tools and information

Mortgage calculators and tools

Mystified by mortgages? Our helpful calculators and tools can help you.

Find out more

Bank of England base rate changes

Information about changes to the base rate and how it may affect you.

Find out more

Tariff of mortgage charges

This same document is being used across the industry to help customers compare mortgages.

Find out more

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