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What's involved?

Subject to lending policy in place at the time, it's really easy to take your mortgage with you when you move home - this is generally referred to as 'porting'. You can also apply for additional borrowing at the same time.

Alternatively you may be able to apply for a new mortgage deal when you move, and providing you complete within three months, we'll refund 50% of any Early Repayment Charge applicable.

Customers who need to change the parties named on the mortgage when moving home

  • Where the parties of the mortgage are changing, availability of the portable balance is evenly divided between the current named parties.
  • Any additional funds can be applied for from our on-sale product range.
  • If any party doesn't wish to port, they can still get up to a 50% share of the total Early Repayment Charge refund by using this moving your mortgage form (PDF, 255KB) to allow the remaining party(ies) to port up to the full balance.
  • Any Early Repayment Charge refund will be administered upon completion of the new loan agreement.
Don’t risk losing your home – keep up those mortgage repayments

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0345 600 6622

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