A Stocks & Shares ISA is a tax efficient wrapper that goes round your investment to shield you from income tax and capital gains tax. Although, unlike a Cash ISA where you will get back at least what you put in, the value of an investment in a Stocks and Shares ISA may go up as well as down, historically over the longer term they have significantly outperformed cash savings. You can save up to £20,000 this tax year.
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