Please read the following Summary box before applying for this account
Account name: 3 Year Fixed Rate Cash E-ISA Issue 494
|494||2.20||2.20||2.18||2.20||24 May 2025|
Annual interest is paid on 5 August, and will be available the next working day. Monthly interest is paid on the last day of the month, and will be available the next working day.
Rates are fixed until the maturity date. This means we cannot change the rate until after the fixed rate period.
|Issue||Fixed term||Projected balance at the end of the fixed term|
|3 Year Fixed Rate Cash E-ISA Issue 494||3 Year||£1,067.46|
This projection is provided for illustrative purposes only and does not take into account your individual circumstances. This is based on no withdrawals or further deposits being made and interest being added to the account. The projected balance is based on the annual interest rate.
We hope we can resolve any issues you may have in the first instance, but if you have a complaint, please let us know as soon as possible so that we can look into it for you. You can write the details of your complaint to the Customer Relations Team, Virgin Money, Gosforth, Newcastle Upon Tyne, NE3 4PL or email email@example.com
If we cannot resolve the complaint to your satisfaction you have the right to refer your complaint to the Financial Ombudsman Service, which provides independent adjudication of complaints. A copy of our Internal Complaint Procedures leaflet PDF opens in a new window (PDF, 164KB) is available on request.
If you are not happy with your choice of account within 14 days of depositing your ISA subscription, we will help you close your account and you will not lose your right to invest in another Cash ISA, Stocks and Shares ISA, Innovative Finance ISA or Lifetime ISA for that tax year. If you wish to take advantage of this 14-day rule, you must send your cancellation in writing to Savings Operations, Virgin Money, Jubilee House, NE3 4PL, when you close your account we will ensure that our reports to HM Revenue & Customs reflect the correct position. If you do cancel your account, the full amount of your investment, together with any interest earned will be returned to you.
It is not possible for a Power of Attorney account to be operated online. To apply as a Power of Attorney please download an application form PDF opens in a new window (PDF, 376KB) , complete and return to the address provided on the form. Your account will then be opened and operated by post via our Gosforth Office.
As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.View the FSCS guarantee
Before applying please make sure that you have read the following. Retain copies for future reference.
We don't like to brag but it's good for you to know that other people have given us a thumbs up too. You don't just have to take our word for it. Here are a few awards we've won.
Best Cash ISA Provider (Moneyfacts Awards 2018 & 2019)
Best Multi-Channel Savings Provider (Savings Champion Awards 2019)
Best Direct Savings Account Provider (Your Money Awards 2019)
We're here to answer your savings questions. Chat online with one of our experts - or if it's out of hours, our handy Questions and Answers page is the place to go.View frequently asked questions