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Our accounts

Looking to save little and often? Or simply want lock your money away over a longer term? We offer a wide range of savings accounts.

What's the difference?

If you want to be able to access your money immediately, or just want a simple Savings account that you can top-up whenever you want, then you should consider one of our Access accounts.

If you’re looking for a longer term savings solution, where you save an initial lump sum and are happy to leave it for at least a year without needing access to your money, try one of our Fixed Rate accounts. Usually the longer you fix your rate, the better the rate you’ll get, but just remember you won’t be able to access your savings during a fixed rate period, so make sure that you’re only locking away savings that you can afford to live without.

If you’re looking to transfer an existing ISA to us, or take advantage of your annual tax-free savings allowance, we offer a wide range of Cash ISAs.

Things to consider

You're ready to save, but which savings account is right for you? If you aren't sure where to start, just ask yourself these three questions - they'll help you narrow your options.

How are you planning to save?

Do you want to save little and often, or do you have a lump sum that you would like to lock away for a period of time? Our Fixed Rate accounts are great for locking away a lump sum to maximise your return, but remember, you can’t make additional deposits or take your money out during the fixed rate period. If you’re looking for more flexibility, one of our Access accounts may be right for you. You may even decide to take out both types of accounts so that you can flexibly manage some of your savings whilst watching the rest of it grow.

How do you want to service your account?

We offer a range of online, Store and postal accounts, so you can decide how you service your account. Our online accounts come with 24/7 access to your savings with our secure Online Service. If you prefer a more human touch, our range of Store or postal accounts allow you to manage your money face-to-face in Store or by post from your home.

A Savings Account or a Cash ISA?

If you’re looking to make the most of your annual tax-free allowance (£20,000 in the current tax year), you can do this with one of our Fixed Rate or Access Cash ISAs.

It's also possible to bring all of your ISAs under one roof by transferring your existing ISAs to us.

If you’ve already used up your ISA allowance, or simply prefer a general savings account, we’ve got plenty of those available too.

Find a savings account

View and compare our range of savings accounts now.

View our accounts

Save with confidence

We're covered by the Financial Services Compensation Scheme. Savings with Virgin Money are covered up to £85,000 per person.

View the FSCS guarantee