Make the most of your tax-free allowance
Individual Savings Accounts (ISAs) let you save tax-free up to the annual limit, currently £20,000. With Cash ISAs you don't pay a penny of tax on any interest you earn so they're a great way to make more of your money.
It's also possible to bring all of your ISAs under one roof by transferring your existing ISAs to us (transferring previous years' subscriptions does not impact upon your annual tax-free allowance).
What's the difference?
In our range we offer Easy Access Cash ISAs, Limited Access Cash ISAs and Fixed Rate Cash ISAs, allowing you to save in the way that best suits you.
With the option to top up and take out as often as you wish, you can save flexibly with our Easy Access Cash ISAs. If you know you won't need to access your money regularly, our Limited Access Cash ISAs may be a better option to make more of your savings. Whilst these accounts limit the number of times you can dip into your savings, you can still top up as often as you like.
If you're happy putting your money away for at least a year for a definite return, you can save tax-free with our Fixed Rate Cash ISAs.
Frequently asked questions
An ISA is simply a savings account where you don’t have to pay tax on any interest you earn.
The tax year runs from 6 April to 5 April the following year, and in the current tax year you can save up to your annual ISA allowance limit of £20,000.
It depends which type of Cash ISA you have.
Easy Access Cash ISAs let you withdraw money anytime. Limited Access Cash ISAs usually offer a higher rate of interest if you can limit the number of times you want to take your money out. Fixed Rate Cash ISAs are most suitable for your longer term savings, however if you do need to access your money before your fixed term ends you can do (a charge will apply equivalent to a loss of interest on the amount withdrawn).
Yes, our ISA Transfer Service is quick and easy.
You can transfer a Cash ISA from another provider to us, or transfer one Virgin Money Cash ISA to another. We accept transfers from other banks and building societies, subscriptions in the current tax year are treated differently from those in previous years.
You may transfer any amount relating to previous years' subscriptions, but current year subscriptions must be transferred in whole, i.e. part transfers are not permitted.
Top up your Cash ISA
Making the most of your tax-free allowance is easy and you can choose to add to your account in a number of ways.Find out more
The Virgin Money ISA transfer service
It's quick and easy to transfer your Cash ISA to Virgin Money.Find out more
Personal Savings Allowance
All you need to know about ISA flexibility and the Personal Savings Allowance.Find out more
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Come into one of our Stores and talk to us about our accounts.Request an appointment
Get in touch
Call us to discuss our range of accounts on
0345 600 4466
We're here from 8am to 6pm Monday to Friday, 8am to 2pm Saturdays and 10am to 1pm Sundays.Call charges and information
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Save with confidence
As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.View the FSCS guarantee