Transfer your ISAs to us
See a brighter future by bringing your cash or stocks and shares ISAs together.
Get Started with your Stocks and Shares ISA transfer
Award-winning
Your Money Stocks and Shares ISA award-winner seven years running.
Better together
Wouldn't it be good to see all your ISAs working hard for you in one place?
Transferring your ISAs to our Stocks and Shares ISA can make them simpler to manage – giving you a clearer view of how they’re performing.
Moving to a Virgin Money ISA is easy – just choose your investing approach, tell us which ISAs you’d like to transfer and we’ll do the rest.
Straightforward
No jargon, no waffle, just three no-nonsense investment choices.
See our approachesGood value
Our experts invest your money worldwide to reduce risk and help it grow, at a fair price.
Learn more about chargesResponsible
We make investment decisions that consider people and the planet.
See how we invest responsiblyRewarding
Treat yourself with rewards from the Virgin family and beyond.
Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.
Let’s get moving
It’s easy to get started in just a few minutes.
- Choose how you’d like to grow your money
Select your investing approach (from Cautious to Adventurous) then our experts take care of the rest.
- Open a Stocks & Shares ISA and tell us about the ISAs you want to transfer
The more info you can give us about your existing ISAs the quicker it should be to move your money.
Check before you transfer - That's it, nothing more to do
We'll be in touch if we need more info, and we'll let you know as soon as your money lands in your account.
Our 3 approaches
Discover which approach matches the ups and downs you're comfortable with when growing your money in the longer term
Cautious growth
Balanced growth
Adventurous growth
A lower-risk way to invest long term. Fewer ups and downs, lower potential returns, fewer sleepless nights.
The potential to grow your money with a few more ups and downs along the way. The Goldilocks choice.
Investment confident? This one's got more ups and downs for higher potential returns. Go big or go home.
Investment Mix
Close Modal
- Higher potential returns and risk
- Lower potential returns and risk
The Investment Mix shows you how much of your money typically goes into higher risk investments with higher potential returns, and how much goes into lower risk investments with lower potential returns.
For more info, check out our guide.
Investing money and the risks.
Learn about investing
Get to grips with investing with helpful tips, guides and videos from our investment experts.
Check it outThe serious bits
- Charges
- Our charges are 0.75% in total each year, based on the value of your account. This is made up of two clear and simple charges. An Account Charge of 0.30% for managing your account and an Annual Management Charge of 0.45% for managing your investments.
More about our charges - Our Terms
- Everything you need to know, explained clearly. Includes the Key Features of the Stocks and Shares ISA and how we use your personal information.
Terms Link opens in a new window Our funds and charges Link opens in a new window - Security
- We help keep you safe online with our extra level of protection.
More about security - Protecting your money
- In the unlikely event we can’t meet our financial obligations, you may be entitled to compensation from the Financial Service Compensation Scheme (FSCS) up to a maximum value of £85,000.
Find out about the FSCS - Fund Value Assessment report
- An evaluation of our funds' value for money and performance. Its purpose is to report on whether we believe we are providing good value. It also outlines our plans if there are things we think we can improve.
Find out about the Fund Value Assessment report
The ins and outs
It's easy to transfer your existing cash ISA and stocks and shares ISAs to us. Sorry, we can't accept transfers of Help to Buy, Innovation Finance, Lifetime or Junior ISAs.
Here's a few tips when transferring your cash and stocks and shares ISAs:
- We don't set a minimum for transfers, even small amounts are welcome
- We can accept ISAs that you've paid into in this tax year, previous tax years, or both
- If you transfer an ISA that you've paid into in this tax year, your payments count towards this year's annual allowance
- We’ll transfer your current ISAs to us in cash, so your current investments will be sold first. You’ll be out of the market until your transfer completes. This means you won’t lose out if markets fall but, likewise, you won’t benefit if markets rise.
- We don't charge you to transfer to us, but please check whether your current ISA provider will charge you to leave before you start your transfer
- We’ll process your transfer as quickly as possible but, just so you know, transferring between providers can take several weeks
See how much your money could grow
Use our quick and easy calculator to see how bright your financial future could be.
Stocks and Shares ISA calculatorReady to apply?
If you know enough about our Stocks and Shares ISA and just want to get going, click below.
Choose your approachGot a question?
We've got the answer.
You can transfer ISAs from previous tax years to Virgin Money without affecting this year's ISA allowance. If you want to transfer an ISA that you've contributed to in the current tax year, it counts towards your annual allowance.
That depends on the type of investments you have and who your provider is. Sometimes it can take a few weeks, but we'll make it as quick and easy as we can. Here's how it works.
You give us details of the account(s) you want to transfer – including your current provider, your plan or account reference and the amount you want to transfer.
We'll contact your existing provider and usually get everything sorted online. Some providers won’t accept a digital signature, so we might get in touch again to ask you to sign and return a transfer form by post.
You'll be able to track the progress of your transfer in Online Service and we'll let you know when everything's complete.
You can transfer as many ISAs as you like from previous tax years. Just give us the details when you apply, or transfer them one at a time once you've opened your account.
Remember, you can't transfer a Help to Buy ISA, Innovative Finance ISA or Junior ISA.