Stocks and Shares ISA | Award Winning ISA

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Learn about ISAs

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What’s a stocks and shares ISA?

ISA stands for individual savings account. A stocks and shares ISA is a tax-friendly way to invest in the stock market, through funds or stocks and shares.

You’re taking some risk with your money in the hope it’ll grow more than if it was tucked away in the bank (or under the mattress). How much – or even if – it grows depends on the risk you’re willing to take, the investments you choose and how they perform.

The current ISA allowance is £20,000 for each tax year.

Start from £25 a month

With easy access to your money and free withdrawals

Straightforward
No jargon, no waffle, just three no-nonsense investment choices.
See our approaches
Good value
Our experts invest your money worldwide to reduce risk and help it grow, at a fair price.
Learn more about charges
Responsible
We make investment decisions that consider people and the planet.
See how we invest responsibly
Rewarding
Treat yourself with rewards from the Virgin family and beyond.

Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.

Our 3 approaches

Discover which approach matches the ups and downs you're comfortable with when growing your money in the longer term

Cautious growth

Balanced growth

Adventurous growth

A lower-risk way to invest long term. Fewer ups and downs, lower potential returns, fewer sleepless nights.

The potential to grow your money with a few more ups and downs along the way. The Goldilocks choice.

Investment confident? This one's got more ups and downs for higher potential returns. Go big or go home.

Compare our approaches

Have an ISA? Transfer it over

Got an ISA already but want your money to work harder? Or just looking to give it a new home? Our Stocks and Shares ISA could be the place for you.

Transfer an ISA

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Test your knowledge

Think you know your stocks from your shares? Take our quick quiz and see how investment savvy you really are.

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The serious bits

Charges: Our charges are 0.75% in total each year, based on the value of your account. This is made up of two clear and simple charges. An Account Charge of 0.30% for managing your account and an Annual Management Charge of 0.45% for managing your investments.

More about our charges
Our Terms: Everything you need to know, explained clearly. Includes the Key Features of the Stocks and Shares ISA and how we use your personal information.

Terms Link opens in a new window Our funds and charges Link opens in a new window
Security: We help keep you safe online with our extra level of protection.

More about security
Protecting your money: In the unlikely event we can’t meet our financial obligations, you may be entitled to compensation from the Financial Service Compensation Scheme (FSCS) up to a maximum value of £85,000.

Find out about the FSCS
Fund Value Assessment report: An evaluation of our funds' value for money and performance. Its purpose is to report on whether we believe we are providing good value. It also outlines our plans if there are things we think we can improve.

Find out about the Fund Value Assessment report