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What’s a stocks and shares ISA?

ISA stands for individual savings account. A stocks and shares ISA is a tax-friendly way to invest in the stock market, through funds or stocks and shares.

You’re taking some risk with your money in the hope it’ll grow more than if it was tucked away in the bank (or under the mattress). How much – or even if – it grows depends on the risk you’re willing to take, the investments you choose and how they perform.

The current ISA allowance is £20,000 for each tax year.

Start from £25 a month

With easy access to your money and free withdrawals

Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.

See how much your money could grow

Our Stocks and Shares ISA calculator is the quick and easy way to see how bright your financial future could be.

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Have an ISA? Transfer it over

Got an ISA already but want your money to work harder? Or just looking to give it a new home? Our Stocks and Shares ISA could be the place for you.

Transfer an ISA

Stay in control with our Online Service and app

Making it easy to keep track of your investments wherever you are.

Explore Online Service
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The serious bits

Our charges are 0.75% in total each year, based on the value of your account. This is made up of two clear and simple charges. An Account Charge of 0.30% for managing your account and an Annual Management Charge of 0.45% for managing your investments.

More about our charges
Our Terms
Everything you need to know, explained clearly. Includes the Key Features of the Stocks and Shares ISA and how we use your personal information.

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We help keep you safe online with our extra level of protection.

More about security
Protecting your money
In the unlikely event we can’t meet our financial obligations, you may be entitled to compensation from the Financial Service Compensation Scheme (FSCS) up to a maximum value of £85,000.
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Find out about the FSCS
Fund Value Assessment report
An evaluation of our funds' value for money and performance. Its purpose is to report on whether we believe we are providing good value. It also outlines our plans if there are things we think we can improve.

Find out about the Fund Value Assessment report
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A quick check

Before you get stuck in just make sure you can tick off this list:

Ready to go?

If you’re up to speed with our Stocks and Shares ISA and can’t wait to get going, let’s crack on.

Choose a growth approach


Your Money Stocks and Shares ISA award-winner seven years running.

YourMoney Best stocks and shares ISA provider

Still not sure where to start?

Our Brighter Future hub will help you build your investor confidence.