Virgin Money Stocks and Shares ISA
Kiss my ISA
A simple, tax-friendly way to invest
Ready to apply?
Learn about ISAs
What’s a stocks and shares ISA?
ISA stands for individual savings account. A stocks and shares ISA is a tax-friendly way to invest in the stock market, through funds or stocks and shares.
You’re taking some risk with your money in the hope it’ll grow more than if it was tucked away in the bank (or under the mattress). How much – or even if – it grows depends on the risk you’re willing to take, the investments you choose and how they perform.
The current ISA allowance is £20,000 for each tax year.
Start from £25 a month
With easy access to your money and free withdrawals
Straightforward
No jargon, no waffle, just three no-nonsense investment choices.
See our approachesGood value
Our experts invest your money worldwide to reduce risk and help it grow, at a fair price.
Learn more about chargesResponsible
We make investment decisions that consider people and the planet.
See how we invest responsiblyRewarding
Treat yourself with rewards from the Virgin family and beyond.
Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.
Our 3 approaches
Discover which approach matches the ups and downs you're comfortable with when growing your money in the longer term
Cautious growth
Balanced growth
Adventurous growth
A lower-risk way to invest long term. Fewer ups and downs, lower potential returns, fewer sleepless nights.
The potential to grow your money with a few more ups and downs along the way. The Goldilocks choice.
Investment confident? This one's got more ups and downs for higher potential returns. Go big or go home.
Investment Mix
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- Higher potential returns and risk
- Lower potential returns and risk
The Investment Mix shows you how much of your money typically goes into higher risk investments with higher potential returns, and how much goes into lower risk investments with lower potential returns.
For more info, check out our guide.
Investing money and the risks.Have an ISA? Transfer it over
Got an ISA already but want your money to work harder? Or just looking to give it a new home? Our Stocks and Shares ISA could be the place for you.
Transfer an ISA
Test your knowledge
Think you know your stocks from your shares? Take our quick quiz and see how investment savvy you really are.
Take the quizOur charges
Our charges are 0.75% in total each year, based on the value of your account. This is made up of two clear and simple charges.
- An Account Charge of 0.30% for managing your account
- A Management Charge of 0.45% to manage your investments
Ready to go?
If you’re up to speed with our Stocks and Shares ISA and can’t wait to get going, let’s crack on.
Good to know
Our terms
Everything you need to know. Includes the Key Features of our Stocks and Shares ISA and how we use your personal information.
Protecting your money
Sleep easy with protection on deposits up to £85,000. Provided through the Financial Services Compensation Scheme (FSCS).
About the FSCS
Fund Value Assessment
A report showing whether our funds are providing good value and our plans if there are things we think we can improve.
Read the latest report
Online Service and app
Stay in control with our Online Service and app, making it easy to keep track of your investments wherever you are.
Explore Online ServiceAward-winning
Your Money Stocks and Shares ISA award-winner eight years running.
