Virgin Money Stocks and Shares ISA
Kiss my ISA
- Award-winning
Your Money Stocks & Shares ISA award-winner seven years running
- Straight-talking
Choose from three straightforward options and start from just £25
What’s a stocks and shares ISA?
ISA stands for individual savings account. A stocks and shares ISA is a tax-friendly way to invest in the stock market, through funds or stocks and shares.
You’re taking some risk with your money in the hope it’ll grow more than if it was tucked away in the bank (or under the mattress). How much – or even if – it grows depends on the risk you’re willing to take, the investments you choose and how they perform.
The current ISA allowance is £20,000 for each tax year.
Start from £25 a month
With easy access to your money and free withdrawals
Straightforward
No jargon, no waffle, just three no-nonsense investment choices.
See our approachesGood value
Our experts invest your money worldwide to reduce risk and help it grow, at a fair price.
Learn more about chargesResponsible
We make investment decisions that consider people and the planet.
See how we invest responsiblyRewarding
Treat yourself with rewards from the Virgin family and beyond.
Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.
Our 3 approaches
Discover which approach matches the ups and downs you're comfortable with when growing your money in the longer term
Cautious growth
Balanced growth
Adventurous growth
A lower-risk way to invest long term. Fewer ups and downs, lower potential returns, fewer sleepless nights.
The potential to grow your money with a few more ups and downs along the way. The Goldilocks choice.
Investment confident? This one's got more ups and downs for higher potential returns. Go big or go home.
Investment Mix
Close Modal
- Higher potential returns and risk
- Lower potential returns and risk
The Investment Mix shows you how much of your money typically goes into higher risk investments with higher potential returns, and how much goes into lower risk investments with lower potential returns.
For more info, check out our guide.
Investing money and the risks.Have an ISA? Transfer it over
Got an ISA already but want your money to work harder? Or just looking to give it a new home? Our Stocks and Shares ISA could be the place for you.
Transfer an ISA
Stay in control with our Online Service and app
Making it easy to keep track of your investments wherever you are.
Explore Online Service
The serious bits
- Charges
- Our charges are 0.75% in total each year, based on the value of your account. This is made up of two clear and simple charges. An Account Charge of 0.30% for managing your account and an Annual Management Charge of 0.45% for managing your investments.
More about our charges - Our Terms
- Everything you need to know, explained clearly. Includes the Key Features of the Stocks and Shares ISA and how we use your personal information.
Terms Link opens in a new window Our funds and charges Link opens in a new window - Security
- We help keep you safe online with our extra level of protection.
More about security - Protecting your money
- In the unlikely event we can’t meet our financial obligations, you may be entitled to compensation from the Financial Service Compensation Scheme (FSCS) up to a maximum value of £85,000.
Find out about the FSCS - Fund Value Assessment report
- An evaluation of our funds' value for money and performance. Its purpose is to report on whether we believe we are providing good value. It also outlines our plans if there are things we think we can improve.
Find out about the Fund Value Assessment report
A quick check
Before you get stuck in just make sure you can tick off this list:
- You're a UK resident
- You're aged 18 years or over
- You're happy making your own investment decisions
Ready to go?
If you’re up to speed with our Stocks and Shares ISA and can’t wait to get going, let’s crack on.
Award-winning
Your Money Stocks and Shares ISA award-winner seven years running.
Learn about Investing
New to investing or just want to buff up your knowledge? Count on us to help.
Better together; why I decided to save and invest
Hannah shares how she balances both to achieve her money goals.
Understanding ISA Allowances
Your guide to saving smart and growing your money tax free
Cash ISA vs Stocks and Shares ISA – Which to Choose?
Navigating the world of ISAs? Discover the pros and cons of Cash ISAs and Stocks and Shares ISAs to make an informed decision about your savings and investment goals.