Available options
Cover electrical items like laptops, tablets, mobile phones, and musical instruments – all covered home and away.
| Key benefits | Limits | Summary of key benefits |
|---|---|---|
| Minimum sum insured | £500 | The minimum amount available is £500 with an increase up to £10,000, if required. |
| Music, film or electronic data downloads | Up to £2500 | The cost of replacing, films or electronic data legally downloaded by your family, from a legitimate website following loss or damage to technology & entertainment equipment. |
| Limit to theft from outbuildings | Up to £2000 | For items that are stolen from any detached outbuilding, garage, shed, or greenhouse. |
| Theft from an unattended motor vehicle | Up to £1500 | Cover for items such as cameras and laptops that have been stolen from the boot or locked glove compartment of a locked motor vehicle. |
Cover for your contents only, buildings only or both.
| Key benefits | Limits | Summary of key benefits |
|---|---|---|
| Accidental damage buildings | £400,000 | Cover for sudden, unexpected and visible damage that has not been caused on purpose to the buildings. |
| Accidental damage contents | £50,000 | Cover for sudden, unexpected and visible damage that has not been caused on purpose to the contents in your home. |
Cover for items in and away from the home such as jewellery, smartwatches, glasses, money and bikes.
| Key benefits | Limits | Summary of key benefits |
|---|---|---|
| Minimum sum insured | £500 | Minimum amount for unspecified personal items. |
| Maximum sum insured | Up to £10,000 | For loss or damage to unspecified personal items in the British Isles and temporarily outside the British Isles for up to 60 days. |
| Single item limit | Up to £1,500 | Specified items over £1,500 must be specified on the policy. For single items over £5,000 will require a valuation. |
| Theft from outbuildings | Up to £2,000 | Theft of personal items limit £2,000 from outbuildings. |
| Money away from the home | Up to £500 | Loss of money in the British Isles and temporarily elsewhere in the world while in possession of any of your family. |
| Theft from an unattended motor vehicle | Up to £1500 | Cover for items such as jewellery and watches that have been stolen from the boot or locked glove compartment of a locked vehicle. |
Cover your plants, garden, furniture, lawns and tools. We’ll even re-landscape your garden should emergency services ever damage it.
| Key benefits | Limits | Summary of key benefits |
|---|---|---|
| Minimum sum insured | £500 | Minimum amount available is £500 which can be increased to a maximum amount of £7,500, if required. |
| Re-landscaping gardens | Up to £5,000 | The cost of re-landscaping of the garden as a result of damage by the emergency services. |
24/7 home emergency assistance to cover the cost of repairs, parts and call out charges for some home emergency situations.
| Key benefits | Limits | Summary of key benefits |
|---|---|---|
| Home emergency features | Up to £500 | For example cover includes; loss of heating (1st Oct – 30th Apr), failure of all electricity, removal of vermin (from the main structure of the property – excludes outbuildings), securing your home. |
Access to a wide range of solutions concerning tax, employment, residential dispute, personal injury and consumer protection.
| Key benefits | Limits | Summary of key benefits |
|---|---|---|
| Legal expenses cover | Up to £50,000 | Covers for personal injury, consumer protection, residential, employment, tax. |