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Put your home in our hands

As an existing Virgin Money Personal Current Account customer, you're invited to apply for our exclusive Current Account Rewards Mortgage.

First-time buyers, remortgagers and house-movers are all welcome.

Don't worry, you can check your mortgage eligibility, without affecting your credit score.

Check you're mortgage ready

Why choose a Virgin Money mortgage?

  • Mortgages available up to 95% LTV*

    Deals available with just a 5% deposit

  • Free legal and valuation fees

    Our remortgage deals can come with additional benefits, such as free basic valuation and standard legal costs included.

  • We really know our stuff

    9 in 10 customers** think we’re ‘very knowledgeable’ and felt that ‘information was clearly explained’.

  • Your own personal adviser

    Find your next mortgage with a dedicated expert.

  • Flexibility as standard

    You can make overpayments of up to 10% per year without an Early Repayment Charge and take payment holidays subject to our agreement.
    Our flexibility options.

Remember, we'll always check that our mortgages are right for you before we make you an offer.

*On mortgages available up to 95% LTV, you should consider that if house prices were to fall, you could owe more than the market value of your home, known as negative equity. This could restrict your ability to move home, remortgage to another lender or the products available.

**These results are from a Virgin Money customer service survey carried out between November 2021 and January 2022.

Need some help first?

First time buyers this way

More confused that anything? Our first time buyer hub will ease the stress.

Moving home?

Let us take you through the home-moving process step-by-step.

Doing the remortgage shuffle?

Remortgage with us - our deals can come with additional benefits, such as free basic valuation and standard legal costs included

Don’t risk losing your home – keep up those mortgage repayments

Check you're mortgage ready

Stepping up your search? Take 5 minutes and see how much we'll lend to you, without affecting your credit score.

Check now

Ready to grab those rates?

Apply online now

Prefer to speak

To your own personal advisor?

Call us on

0345 610 2000

and quote: Current Account Rewards

Opening times

We're here from 8am to 6pm Monday to Friday and 9am to 1pm on Saturday.

Call charges and information
NumberCost
03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.