If you're planning a trip to a European country in the next few months, you might be wondering if everything will go according to plan now that the UK has left the EU.
How this affects your insurance
The UK Government and the European Commission have said that everything should continue to run as normal, including your flights. But if you do need to make a Brexit-related claim, AIG are there to help.
What happens if your baggage is delayed?
Your cover will work in the usual way, please double check the terms and conditions in your policy.
What happens if you have to pay for medical treatment while you’re away?
Your cover will work in the usual way. Your policy doesn’t require you to have a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) so, your policy and coverage will stay the same.
What happens if your trip is cancelled, cut short or you miss your departure?
Your travel insurance works on a ‘named perils’ basis. That means the insurance protects you against the problems or events specifically named in your policy.
Brexit isn’t one of these, so you won’t be covered if a Brexit-related event means you have to cancel or cut short your trip, or if you are delayed or miss your departure because of it. This includes if you are not able to get the passport or visa you need for your trip, so be sure to check yours is valid as soon as possible. You can head to www.gov.uk Link opens in a new window for lots of helpful information on this.
What happens if you experience any other problems?
If you (or any other person covered by this policy) are unable to complete your trip because of reasons out with your control and these reasons fall within the conditions of the policy, your cover will continue as normal.
Here to help
Every claim is handled on a case-by-case basis, according to your policy’s terms and conditions.
If you have any questions about travel insurance and Brexit, please contact AIG Travel on:
- Phone: 01273 740 981
- Claims Email: firstname.lastname@example.org
Lines are open Monday to Friday 8am - 8pm, and on Saturdays and Bank Holidays 9am - 5pm.