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Virgin Atlantic credit cards

Bag up to 30,000 Virgin Points!

Choose a card

You'll need a personal Virgin Money current account or credit card. Offer won't apply if you already have a Virgin Atlantic Credit Card.

How it works

Get up to 30,000 Virgin Points when you open a Virgin Atlantic credit card. Enough for an Economy round trip to San Francisco.1

Earn points on your everyday spending, then swap for flights, experiences and more.

Spend in Europe with no foreign exchange fees.2 Bon voyage!

1 When redeeming points or vouchers for flights, points cost varies based on destination, demand, route and season. Taxes, fees and carrier-imposed surcharges are payable separately, and will be shown at the time of booking.

2 Applies to transactions in Euros, Swedish Kronor and Romanian Lei made within the European Economic Area (EEA).

Choose the card that suits you

Virgin Atlantic Reward+ Credit Card

£160 ANNUAL FEE
  • Earn 30,000 bonus points with your first card spend, made within 90 days of taking out the card.
  • 1.5 Virgin Points for every £1 spent on everyday purchases.3
  • 3 Virgin Points for every £1 spent direct with Virgin Atlantic or Virgin Holidays.3
  • Earn a flight upgrade or companion ticket if you spend £10,000 or more a year on purchases. Terms apply.
Representative example

If you borrow £1,200 at a purchase rate of 26.9% (variable) a year with a £160 annual fee, your representative APR is 69.7% APR (variable).

Check your eligibility

Virgin Atlantic Reward Credit Card

NO ANNUAL FEE
  • Earn 7,500 bonus points with your first card spend, made within 90 days of taking out the card.
  • 0.75 Virgin Points for every £1 spent on everyday purchases.3
  • 1.5 Virgin Points for every £1 spent direct with Virgin Atlantic or Virgin Holidays.3
  • Earn a flight upgrade or companion ticket if you spend £20,000 or more a year on purchases. Terms apply.
Representative example

If you borrow £1,200 at a purchase rate of 26.9% (variable) a year, your representative APR is 26.9% APR (variable).

Check your eligibility

3 The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you'll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won't earn points on any additional spending. We'll reset the counter every month on the date of your credit card statement. The cap doesn't apply to bonus points.

To benefit from the points earned you need to be a member of the Virgin Atlantic Flying Club. We'll add your points to your Flying Club account every month within 5 days of your credit card statement. Join Virgin Atlantic Flying Club.

Virgin Points is the rewards currency provided by the Virgin Group rewards programme. It is managed by Virgin Red. A Virgin Red membership is required to redeem Virgin Points. Virgin Red reward programme.

Straight to the points

Enter your monthly spend to see how many points you’ll earn a year.

If you spend £650 on your Virgin Atlantic credit card each month, you'll earn:

Virgin Atlantic Reward+ Credit Card

11,700

Virgin Points a year

Virgin Atlantic Reward Credit Card

11,700

Virgin Points a year

This doesn't include bonus points, promotional offers or reward vouchers.

Virgin Atlantic Reward+ Credit Card comes with an £160 annual fee. There's no annual fee for the Virgin Atlantic Reward Credit Card.

Where will you go?

New York one-way saver seat from

6,000

Virgin points4

Los Angeles return flights from

30,000

Virgin points5

Mexico premium return
flights from

45,000

Virgin points5

4Seats at Saver price points are subject to availability and will not always be available in every cabin or on every flight.

5Points needed to redeem offers varies depending on season, route and demand. Taxes, fees and carrier-imposed surcharges apply, and will be shown at the time of booking.

Virgin Atlantic Flying Club Terms
Virgin Atlantic Flying Club logo

Red hot rewards

You'll also find hundreds of ways to spend your points with Virgin Red. From extraordinary experiences to everyday treats, the choice is yours!

Discover Virgin Red
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Your questions answered

Points are earned for every £1 spent on card purchases. You won’t earn points on any cash transactions, balance transfers or money transfers.

With a Virgin Atlantic Reward Credit Card you'll earn 0.75 points for every £1 you spend. Or, if you have chosen the Virgin Atlantic Reward+ Credit Card with a £160 annual fee, you'll earn 1.5 points for every £1 you spend. Every time you spend direct with Virgin Atlantic and Virgin Holidays you'll also earn double Virgin Points.

We calculate the points earned on each transaction, including points on parts of £1 spent. This total amount is then rounded up to the nearest whole point and added to your Flying Club account within 5 days of your monthly statement.

The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you'll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won't earn points on any additional spending. We'll reset the counter every month on the date of your credit card statement. The cap doesn't apply to bonus points.

You must have provided Virgin Money with a valid Flying Club number in the name of the main account holder to earn your Virgin Points.

You can choose from a huge range of rewards such as flights and upgrades with Virgin Atlantic and our airlines partner, as well as other rewards like hotel stays, spa days and so much more.

You’ll find links to the Virgin Atlantic Flying Club and Virgin Red from the app. Just tap ‘Virgin Atlantic Rewards Lounge'.

There’s a cap on the Virgin Points you can earn each month based on your credit limit. So if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, you won’t earn points on that bit. We’ll reset the counter every month on the date of your credit card statement.

The cap doesn't apply to bonus points.

In the app just tap ‘Virgin Atlantic Rewards Lounge'. If you've given us your Flying Club number, you'll be able to see the points you've earned with your credit card during your last statement period.

If you can't see your points, it's usually because we don't have your Flying Club number. To update this in the app, go to the same screen (tap ‘Virgin Atlantic Rewards Lounge') and enter your Flying Club number - it's a 10-digit number which starts with a 1. It may take a few days for this to update, so keep checking back. If there are any issues, we'll let you know.

Having trouble?

If you’ve forgotten your number, or you’re not yet a member, visit Flying Club. If you’ve tried to add this and your number isn’t recognised, please check to ensure the name and date of birth on your Flying Club account match those provided on your credit card profile.

You can only link a Flying Club account in your name, so if you’ve used someone else’s account, please update this to your own Flying Club number.

Visit Help Centre

The legal bits

Time to give your scrolly finger a workout

You can take up this offer if you have a personal Virgin Money current account or credit card. Offer won't apply if you already have a Virgin Atlantic Credit Card.

You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due we will withdraw the promotional rate with effect from the start of that statement period.

When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You can do a balance transfer from a UK credit card or store card that has a Visa or Mastercard logo. You cannot do a balance transfer from another Nationwide or Virgin Money Credit Card.

You should not use your card to repay borrowing from Nationwide or Virgin Money.

Credit is available, subject to status, only to UK residents aged 18 or over.

When you apply for a credit card, we check your credit report to ensure we are lending responsibly. This check stays on your credit report. It may be used by other providers to decide whether to offer you their lending products.

The Virgin Atlantic Credit Card is issued by Nationwide Building Society (trading as Virgin Money). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire, SN38 1NW.