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All flex no stress

Buy now, pay better and boost your credit score with monthly payments to suit your budget.


What are the benefits?

Slyce Instalments

Repay your way

Slyce any monthly spend over £30 into handy instalments. Pay in six or three monthly payments and it's fee free! If you prefer, pay it all off.


Need more time to pay for a bigger buy? No problem. You can slyce your payments over 9 or 12 months (fees apply).

Got cash to flash? Make an extra payment with no fee. Plus we don't do late fees if you miss a payment.

Be credit confident

Buy now, pay later doesn't have to be confusing. Keep it simple with Slyce.


One card. One payment plan.

Use Slyce for all your buy now pay later spending, with one hassle-free monthly payment. Spend abroad with no foreign exchange fees or extra charges.

Master your money

Not sure you can afford that purchase? The Payments View shows you exactly what's going out each month.

Get credit savvy

Track your credit score and learn to boost it with our exclusive in-app content and guides.

slyce cashback logo

Earn some cool cashback

Get started in the Virgin Money Credit Card App. See all the offers and start earning cashback with selected top brands!

Terms apply

Find out more about Virgin Money Cashback

Earn cashback when you shop with top brands

Wear it well

H and M logoBoohoo logoUrban Outfitters logoSweaty Betty logo

Get a glow up

Aveda logoMAC logoSpaceNK logoHUEL logo

Travel in style

LNER LogoNational Express LogoGett logo

Enjoy a taste sensation

Caffe Nero logoByron logoCosta logoLaithwaites logo

Everyday essentials

Morrisons logoWHSmith logoPooch and Mutt logoMagazines Direct logo

Get on the list and win

Be the first to try Virgin Money Slyce. Our waiting list is open.

Join the list to be in with a chance of winning 150,000 Virgin Points plus £2,000 spending money. That's enough for a once in a lifetime trip to Miami!

Join waiting list

Questions and answers

Virgin Money Slyce is a better way to buy now, pay later. It helps keep your payments on track so you'll build your credit score. Slyce can be used both in-store and online. There are no foreign exchange fees for using your card wherever you are in the world.

Each month you'll choose how to pay your monthly balance. Pay off the full amount or pay in 3, 6, 9 or 12 instalments to suit your budget. 3 and 6 month instalment plans are fee-free, longer plans of 9 and 12 months have a percentage fee added.

Download the Virgin Money Credit Card app to see your credit limit, the amount you owe and what's available to spend. Keep an eye on upcoming payments in the Payments View.

Slyce's instalment plans are a great way to spread the cost of your purchases. Simply choose a plan that works for you and pay back what you owe over 3, 6, 9 or 12 months. 3 and 6 month instalment plans are fee-free, longer plans of 9 and 12 months have a percentage fee added. If you prefer, you can choose to pay back what you owe in full, with no fee.

Instead of having multiple plans and payments with lots of buy now, pay later providers, Slyce keeps things simple. Manage all your buy now, pay later spending on one card, and pay back what you owe with a monthly payment to suit your budget.