VIRGIN GLOBAL SHARE FUND

Invests in shares across different countries and regions, giving you real geographic diversity.

At a glance

Potential for better growth than cash savings but with a higher risk to your investment.
You can access your money whenever you need to, but you should be ready to invest for at least five years.

Invests in different global markets, spreading your risk and increasing your potential reward.
This fund normally pays dividends which can be re-invested or withdrawn every six months - useful if you need an income from your savings.

Typical Fund Mix

25% in UK shares.
50% in overseas shares.
25% in emerging market shares.

Where your money's invested

This fund provides the greatest geographic diversity of all our funds and also invests 100% in shares to aid growth potential. Around 25% of your money is invested in UK Shares, 50% in developed overseas markets such as US, Europe and Japan and 25% in emerging market shares.

Shares offer higher potential returns but with a higher risk of ups and downs than assets like bonds. This can impact the amount you get back. Investing across lots of countries helps to spread the investment risk, reducing the effect of ups and downs from just one market on your investment.

Our UK shares are spread across the 500+ companies on the FTSE All-Share Index. In this way we diversify your investment across a range of sectors including Resources, Travel and Leisure, Financial Services, Oil and Gas, and Construction.
Overseas shares in developed markets such as the US and Europe gives you more geographic diversity, which can help reduce risk. However, some of these investments will also be in different currencies, meaning that exchange rate changes might affect the value of your investment.
Emerging market shares provides exposure to some of the fastest growing regions of the World, such as China, which can lead to higher returns, but the risks are greater.

Which regions?

The following is up-to-date as of 31 March 2023

25.2%	UK
24.6%	Emerging Markets
24.4%	Asia Pacific
13.3%	Europe (excluding UK)
12.5%	North America

Top funds

The following is up-to-date as of 31 March 2023

17.1%	Virgin Money UK Index Tracking Trust
13.3%	abrdn Emerging Markets Equity Tracker
13.2%	abrdn European Equity Tracker Fund
12.5%	SSGA North America Equity Tracker Fund
12.3%	abrdn Japan Equity Tracker Fund
11.9%	SSGA Asia Pacific ex Japan Equity Tracker Fund
11.1%	Vanguard Emerging Markets Stock Index Fund
7.9%	abrdn UK All Share Tracker

How has this fund performed in recent years?

Five years

The table below shows year-on-year performance for the past 5 years compared with the fund benchmark.

	Mar 2018 to Mar 2019	Mar 2019 to Mar 2020	Mar 2020 to Mar 2021	Mar 2021 to Mar 2022	Mar 2022 to Mar 2023
Virgin Global Share Fund	2.9%	-12.6%	35.1%	3.5%	-1.9%
Benchmark	4.7%	-11.8%	36.6%	4.7%	0.2%

Source: Lipper, year on year, 31.03.18 to 31.03.23, bid to bid with net income reinvested.

What’s the benchmark and why is it higher?

The fund benchmark is the stock market index that the fund aims to match (or ‘track’). This index is only meant to be a guide to how markets are performing. You can’t invest in it.

You can invest in a fund that tracks the benchmark. As that fund will include any fees for managing your investment, you’d expect the benchmark to perform better than the fund itself.

More information on benchmarks

You can get a full breakdown of the benchmark index for each of our funds in the Key Investor Information (PDF, 118 KB).

As well as not including fees, benchmarks are different to funds in other ways too.

From time to time, organisations who manage an index may change the companies within it. For the benchmark index, this happens straightaway. But Virgin Money need to buy or sell investments in our fund to match those changes. This takes us a little time and there’s a cost to buying and selling these investments.

Other factors like taxation and the costs of managing money sometimes affect our fund too, but they don’t affect the benchmark in the same way.

If you had invested £10,000 in the Virgin Global Share Fund on 31 March 2018, it would be worth £12,328 after charges on 31 March 2023.

Remember, past performance is not a reliable guide to the future. The value of your investment can go down as well as up, and you may get back less than you invest. This is a medium to long term investment so you should be prepared to invest your money for at least 5 years.

Charges and account information

Charges

With this fund you'll only pay the annual ongoing charge.

Annual ongoing charge	0.75%
Performance fee	None
Entry / Exit / Switch funds charge	None

Key investor information

Download the Key investor informationPDF opens in a new window
(PDF, 122KB)

Other information

Min opening investment	From £1
Monthly payments allowed	Yes. From £1.
Additional lump sums	Yes. From £1.
Maximum balance	Unlimited
Withdrawals	At any time
Suggested term	Minimum five years
Switch funds	At any time
Fund management	Passive (multi-asset)Show risk vs reward help Close risk vs reward help A fund that invests in a mix of asset types and/or geographic regions through a range of underlying funds. These underlying funds are passively managed, meaning shares and other assets are bought and sold to match (‘track’) an index or indices – this contrasts with an actively managed fund, where shares and other assets are picked by a fund manager.
FSCS protection	Up to £85,000

Remember, the value of your investments can go down as well as up and you may get back less than you invest.

This is a medium to long-term investment so you should be prepared to invest your money for at least five years.

Already got a Virgin Money Unit Trust?

To top up please make sure you've seen the Key Investor Information.

Then give us a call on

03456 10 20 20

We're here from 8am to 9pm Monday to Friday, 9am to 6pm Saturday.
Sorry, we're not open on bank holidays.

Call charges and information

Number	Cost
03 numbers	Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbers	Maximum of 7p per minute, plus your phone company's access charge.
087 numbers	Maximum of 13p per minute, plus your phone company's access charge.
0800 numbers	Free from UK landlines and personal mobile phones.

Calls may be recorded for training and quality purposes.

Our other funds

You can invest in any of our funds, in any combination, and switch between them whenever you like, for no extra charge.

Take a look at our other funds