Did you know?

You can also invest upto £15,240 per year through a Stocks and Shares ISA.

We offer a range of six investment funds for you to choose from. They're designed to be simple to choose and operate, but offer you full flexibility with how you manage your money.

We've helped our customers invest a massive £2.8 billion+ into our funds.

Flexible payments

Stop, start or change payments. Pay in lump sums or regular amounts.

No hidden fees

Clear and transparent pricing with no hidden fees. More information.


Flexible access

You can access your money whenever you need to, but you should be ready to invest for at least five years.

Shared ownership

Invest on your own, with a partner or as a company. Or set them up for others such as for your children or grandchildren.

Remember, the value of your investments can go down as well as up and you may get back less than you invest.

This is a medium to long-term investment so you should be prepared to invest your money for at least five years.

Guide to unit trusts

Investments in Three Minutes

Have you been baffled by the FTSE? Watch the video.

Choose a fund

We have five funds giving you easy access to different levels of risk and return. No need to spend time managing individual investments, it's all done for you.

Risk and reward potential

Pie to show Bond and Gilt fund, 50% bond and 50% gilt.
The risk/reward indicator is a measure of how much a Fund's value has moved up and down in the past, this is a standardised rating that you can also find in the Key Investor Information Documents for each fund. It can help you balance stability with your appetite for investment growth.

For example, risk level 1 signals a low risk of your fund losing money, but also a low potential for growth. The higher the risk rating the more potential there is to grow your investment, but there is also a greater chance of a reduction in value - particularly over the short term.

The risk category shown is not a target or guarantee and may move over time.

Bond and Gilt Fund

Our lowest risk fund which puts your money in bonds issued by the UK Government and highly rated companies.

Find out more
Gilts Gilts
Corporate bonds Corporate bonds

Risk and reward potential

Pie to show split of Bond, Gilt UK Share Fund 41% in Government bonds, 9% in corporate bonds and 50% in UK shares.
The risk/reward indicator is a measure of how much a Fund's value has moved up and down in the past, this is a standardised rating that you can also find in the Key Investor Information Documents for each fund. It can help you balance stability with your appetite for investment growth.

For example, risk level 1 signals a low risk of your fund losing money, but also a low potential for growth. The higher the risk rating the more potential there is to grow your investment, but there is also a greater chance of a reduction in value - particularly over the short term.

The risk category shown is not a target or guarantee and may move over time.

Bond, Gilt and UK Share Fund

Splits your investment across UK shares and lower risk bonds issued by the UK Government and highly rated companies.

Find out more
Gilts Gilts
Corporate bonds Corporate bonds
UK shares UK shares

Risk and reward potential

Fund pie chart to show Bond, Gilt UK and Overseas Share Fund. 16% in Government bonds, 9% in corporate bonds, 25% in overseas shares, 50% in UK shares.
The risk/reward indicator is a measure of how much a Fund's value has moved up and down in the past, this is a standardised rating that you can also find in the Key Investor Information Documents for each fund. It can help you balance stability with your appetite for investment growth.

For example, risk level 1 signals a low risk of your fund losing money, but also a low potential for growth. The higher the risk rating the more potential there is to grow your investment, but there is also a greater chance of a reduction in value - particularly over the short term.

The risk category shown is not a target or guarantee and may move over time.

Bond, Gilt, UK and Overseas Share Fund

Invests in a mix of asset types, including overseas shares to give your investment more diversity.

Find out more
Gilts Gilts
Corporate bonds Corporate bonds
UK shares UK shares
Overseas shares Overseas shares

Risk and reward potential

Fund pie to show FTSE All-Share Fund. 100% UK Shares.
The risk/reward indicator is a measure of how much a Fund's value has moved up and down in the past, this is a standardised rating that you can also find in the Key Investor Information Documents for each fund. It can help you balance stability with your appetite for investment growth.

For example, risk level 1 signals a low risk of your fund losing money, but also a low potential for growth. The higher the risk rating the more potential there is to grow your investment, but there is also a greater chance of a reduction in value - particularly over the short term.

The risk category shown is not a target or guarantee and may move over time.

UK FTSE All-Share Fund

Invests in 600+ companies on the FTSE All-Share Index.

Find out more
UK shares UK shares

Risk and reward potential

Fund pie to show Global Share Fund. 25% in emerging market shares, 25% in UK shares, 50% in overseas shares.
The risk/reward indicator is a measure of how much a Fund's value has moved up and down in the past, this is a standardised rating that you can also find in the Key Investor Information Documents for each fund. It can help you balance stability with your appetite for investment growth.

For example, risk level 1 signals a low risk of your fund losing money, but also a low potential for growth. The higher the risk rating the more potential there is to grow your investment, but there is also a greater chance of a reduction in value - particularly over the short term.

The risk category shown is not a target or guarantee and may move over time.

Global Share Fund

Invests in shares across different countries and regions, giving you real geographic diversity.

Find out more
UK shares UK shares
Overseas shares Overseas shares
Emerging market shares Emerging market shares

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We also offer the Climate Change Fund. This only invests your money in hand-picked companies with strong social or environmental credentials. As it is more expensive to run, this fund charges higher fees.

View our Climate Change Fund 

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