A fund-of-funds investing in a global mix of assets, at least 75% of which are lower risk bonds, gilts and cash, with the aim of growing your money over the medium term.

Pie to show split of Defensive fund

Typical Fund Mix

  • 16% in Cash
  • 36% in Short maturity bonds
  • 5% in UK Government bonds (Gilts)
  • 6% in Corporate bonds
  • 17% in Global Government bonds
  • 3% in High yield / emerging market bonds
  • 17% in Global shares (including property)

The chart shows the typical mix of assets within the funds within the Virgin Money Defensive Fund.

Virgin Money Defensive Fund Key Investor Information Document (PDF) 

Please bear in mind, the value of your investment can go down as well as up and you may get back less than you invest. Tax benefits and tax rules depend on individual circumstances and may change in the future. The earliest you can normally take your pension savings is your 55th birthday. If you stop or reduce your payments you will reduce the amount you get back from your pension.

You do not have the right to cancel stock market based investments like the Virgin Stakeholder Pension that are sold over the phone or online.

You can invest in any of our funds within your pension, in any combination, and switch between them whenever you like, for no extra charge.

Take a look at our other funds