First time buyers
Buying your first home is an exciting time. We have a range of mortgages to help you make the move.
Compare our mortgages
View our mortgages and find out how much your monthly payments could be.
Find a mortgage
Check your eligibility
Find out in five minutes how much we can lend you, without affecting your credit file or rating.
Check now
How much can you borrow?
Use our quick calculator to work out your budget, and how much we think you could borrow.
Find out moreYour home may be repossessed if you do not keep up repayments on your mortgage.
Why choose a Virgin Money Mortgage ?
- Check you’re eligible in just five minutes
See if you’re likely to be accepted before you apply. - Your own personal adviser
Find your next mortgage with a dedicated expert. - Terms to suit you
Fixed rate deals for 2, 3, 5, 7, 10 and even 15 years. - Award-winning BTL mortgages
From securing your first tenant to growing your portfolio, we’ve got you covered. - Great customer service
9/10 customers who spoke to an adviser said we’re easy to do business with. - Here for you 7 days a week
Call us for help, support and advice anytime. - Free legal and valuation fees
Our remortgage deals come with a free basic valuation and standard legal costs included.
Our mortgages
Buy-to-let
Take your next step in property investment with our range of award-winning buy-to-let mortgages.
Remortgaging
If you have a mortgage with another provider and you’re looking for a new deal, we have a range of offers.
Moving Home
If you're planning to move home, we can help you every step of the way.
Are you an existing Virgin Money mortgage customer looking to switch your deal?
Is your current Virgin Money mortgage deal coming to an end, or are you already on our Standard Variable Rate or Buy-to-let Variable Rate? See if our mortgage rates could save you money.
Not looking to switch your deal? Visit our existing customer page instead
Need more help?
View our general information about residential and buy-to-let mortgages.
Already have a mortgage with us?
Did you know you can find a new deal online in just 5 to 10 minutes?
Find a dealLike to talk to us?
New customers
0800 028 5277
We're here from 8am to 8pm Monday to Friday, 9am to 3pm Saturdays and 10am to 3pm Sundays.
Existing customers
0345 607 6422
We're here from 8am to 8pm Monday to Friday and 9am to 1pm Saturdays.
Arrange a callback
To arrange for one of our team to call you back at a convenient time.