Compare our savings accounts
Fixed rate until 24 April 2027 of:
4.22%
AER1 Tax-free3
Pay money in
Within 30 days from account opening
Pay up to £20,000 in the current tax year. ISA Transfers in are accepted during this period.
Take money out
Subject to a charge
Equivalent to 60 days loss of interest on the amount withdrawn
Variable rate of:
4.15%
AER1 Tax-free3
Pay money in
At any time
Pay up to £20,000 in the current tax year. ISA Transfers in are accepted
Take money out
Up to 2 withdrawals per calendar year
Once the second withdrawal has been made you will be able to do a full closure of your ISA
EXCLUSIVE ACCOUNT
Variable rate of:
3.25%
AER1 Tax-free3
Pay money in
At any time
Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out
At any time
Variable rate of:
4.16%
AER1 Gross2 P.A.
Pay money in
At any time
Pay in up to a maximum balance of £250,000
Take money out
Up to 2 withdrawals per calendar year
Once the second withdrawal has been made, no further withdrawals are permitted until the following year.
Fixed rate until 20 April 2027 of:
4.12%
AER1 Gross2 P.A.
Pay money in
For a limited period of time
Up to the maximum balance of £1,000,000
Take money out
No withdrawals permitted during the fixed rate period
M Plus current account
1.00% AER1 (1.00% Gross2 P.A.) variable on balances up to £1,000, interest paid monthly.
Linked to the M Plus Saver
1.75% AER1 (1.74% Gross2 P.A.) variable on balances up to £25,000, and 1.25% AER1 (1.24% Gross2 per annum variable) on balances above £25,000. Interest paid quarterly.
Account features
- Pay money in at any time
- Take money out at any time
- No monthly fee
- Exclusive rewards
Deadlines for ISA deposits 2025/2026
If you’re investing in a new ISA, or topping up an existing one, please note that your deposit must be made by a certain time to count towards this year’s ISA allowance.
- Postal cheque deposits must be with us by Thursday 2 April.
- Cash/cheque deposits need to be made in a Virgin Money branch by close of business on Saturday 4 April. Please refer to the Branch Finder for Saturday opening branches and their opening hours.
- Virgin Money Mobile and Internet Banking deposits must be made by 10pm Sunday 5 April.
- Faster Payments transfer from another bank must be received before midnight Sunday 5 April.
If your deposit is not made by the timings above, it will not count towards this year’s ISA allowance, instead it will count towards the new 2026/2027 tax year instead.
Deposits for the new 2026/2027 tax year will be accepted from Monday 6 April 2026.
Save with confidence
We're covered by the Financial Services Compensation Scheme. Your combined deposits with Virgin Money and Nationwide are covered up to £120,000 per person.
View the FSCS guarantee
