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Highlights

Variable rate of 0.25%

AER1 / Gross1 P.A, interest paid quarterly.

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Summary box

Please read the following Summary box before applying for this account

Account name: Everyday Saver

BalanceGross1 (%)AER1 (%)
£1 and over0.250.25

We work out how much interest to pay you at the end of each day. This is based on the money in your account. We’ll add any interest on the last working day in March, June, September and December.

Yes, if we decrease your rate we’ll provide at least two months’ notice as described in your terms. We may increase your rate without giving you notice.

Initial deposit at account openingBalance after 12 months
£1,000£1,002.50

This is only an example and does not take into account your individual circumstances. The example assumes that:

  • no further deposits or withdrawals are made;
  • any interest earned stays in the account; and
  • there is no change to interest rates and tiers.

You can open this account online at virginmoney.com or in Store. You can manage the account by using the Virgin Money Mobile Banking app, internet/telephone banking or in Store.

There is no maximum balance restriction or need to pay in on a regular basis.

You may withdraw funds by using internet/telephone banking, the Virgin Money Mobile Banking app or in Store. No notice is required.

Interest will be paid gross.

Save with confidence

As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.

View the FSCS guarantee

Important

If you're 18 years of age or above, you can apply for this account online. If you're 16 or 17 years old, you can open it in some of our stores - please phone us and we'll tell you which ones.

Before you apply, take a look at as many accounts as you can, to make sure you end up with the one that's right for you. This isn't the only savings account we offer. To help you decide, see how it stacks up against others. Whichever you apply for, please have ID such as your passport or driving licence to hand.

Once we've approved your application, you have 14 days to cancel if you wish.

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What kind of account do you want?

Have we met before?

Maybe you had an account with Clydesdale Bank, Yorkshire Bank or B - or you already have a Virgin Money account and you are here for another. Well, we're all one bank now, which means you can simply log on with your Online Banking details and get applying.

Have we met before?

If we have, great. Maybe you have an account with Clydesdale or Yorkshire Bank - or you already have a Virgin Money current account and you’re here for another. Well, we’re all one bank now, which means you can simply log on with your Online Banking details and get applying.

Continue a saved application

Have savings got you stumped?

View the most frequently asked questions about our Everyday Saver account.

Everyday Saver account FAQs

1 AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate is the interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.