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If you’re investing in a new ISA, or topping up an existing one, please note that your money must reach us by a certain time to count towards this year’s ISA allowance. Postal cheque deposits must be with us by Wednesday 5 April and cash/cheque deposits need to be made in Store by close of business on Wednesday 5 April. Please note, electronic payments can take up to 48hrs to process and so electronic payments must be made and credited to your account by no later than 10:00pm on Wednesday 5 April.

If your money does not reach us by these dates, it will not count towards this year’s ISA allowance, instead it will count towards the new 2023/24 tax year.

Deposits for the new 2023/24 tax year will be accepted from Thursday 6 April 2023.

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FEATURED ACCOUNT
M Plus current account 2.02% AER1 (2.00% Gross2 P.A.) variable on balances up to £1,000, interest paid monthly.
Linked to the M Plus Saver 2.52% AER1 (2.50% Gross2 P.A.) variable on balances up to £25,000, and 2.02% AER1 (2.00% Gross2 P.A.) variable on balances above £25,000. Interest paid quarterly.
Account features
  • Pay money in at any time
  • Take money out at any time
  • No monthly fee
  • Exclusive rewards
Variable rate of:

3.00%

AER1 Tax-free3
Pay money in At any time Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out At any time
Fixed rate of:

4.11%

AER1 Tax-free3
Moneyfacts awards 2020 - Best Cash ISA Provider
Moneyfacts awards 2020 - Best Cash ISA Provider
Pay money in Within 30 days from account opening Pay up to £20,000 in the current tax year. ISA Transfers in are accepted during this period.
Take money out Subject to a charge Equivalent to 60 days loss of interest on the amount withdrawn
Fixed rate of:

4.26%

AER1 Tax-free3
Moneyfacts awards 2020 - Best Cash ISA Provider
Moneyfacts awards 2020 - Best Cash ISA Provider
Pay money in Within 30 days from account opening Pay up to £20,000 in the current tax year. ISA Transfers in are accepted during this period.
Take money out Subject to a charge Equivalent to 90 days loss of interest on the amount withdrawn
Variable rate of:

2.25%

for the first three withdrawals,
followed by a variable rate of

1.00%

AER1 Tax-free3
Moneyfacts awards 2020 - Best Cash ISA Provider
Moneyfacts awards 2020 - Best Cash ISA Provider
Pay money in At any time Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out At any time
Variable rate of:

0.25%

AER1 Tax-free3
Moneyfacts awards 2020 - Best Cash ISA Provider
Moneyfacts awards 2020 - Best Cash ISA Provider
Pay money in At any time Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out At any time
Variable rate of:

0.25%

AER1 Gross2 P.A.
Pay money in At any time
Take money out At any time
Variable rate of:

2.25%

for the first three withdrawals,
followed by a variable rate of

1.00%

AER1 Gross2 P.A.
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Pay money in At any time Pay in up to a maximum balance of £250,000
Take money out At any time
Fixed rate of:

4.11%

AER1 Gross2 P.A.
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Pay money in For a limited period of time Up to the maximum balance of £1,000,000
Take money out No withdrawals permitted during the fixed rate period
Fixed rate of:

4.26%

AER1 Gross2 P.A.
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Pay money in For a limited period of time Up to the maximum balance of £1,000,000
Take money out No withdrawals permitted during the fixed rate period
Variable rate of:

0.30% to 0.40%

AER1 Gross2 P.A.
Pay money in At any time
Take money out At any time

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As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.

View the FSCS guarantee