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Regular Saver Exclusive

EXCLUSIVE ACCOUNT
Fixed rate until 26 February 2027 of:

6.50%

AER1 Gross2 P.A.
Pay money in Pay in as little and often as you like up to the maximum of £250 every calendar month. If a payment takes you over the deposit limit for that calendar month, we’ll reject the full payment.
Take money out At any time
Open to eligible current account holders A current account with Virgin Money. For example, an M Plus Account, M Account, or Club M Account. You can’t apply if you have an 'Essential Current Account' or a 'Virgin Money Current Account'.
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M Access ISA

EXCLUSIVE ACCOUNT
Variable rate of:

3.25%

AER1 Tax-free3
Pay money in At any time Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out At any time
Open to eligible current account holders A current account with Virgin Money. For example, an M Plus Account, M Account, or Club M Account. You can’t apply if you have an 'Essential Current Account' or a 'Virgin Money Current Account'.
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Virgin Money M Plus Account

M Plus current account 1.00% AER1 (1.00% Gross2 P.A.) variable on balances up to £1,000, interest paid monthly.
Moneyfacts 5 star standard current account 2026.
Linked to the M Plus Saver 1.75% AER1 (1.74% Gross2 P.A.) variable on balances up to £25,000, and 1.25% AER1 (1.24% Gross2 per annum variable) on balances above £25,000. Interest paid quarterly.

This rate applies from 30 March 2026. Until then, you'll earn 2.00% AER1 (1.99% gross2 per annum variable) on balances up to £25,000 and 1.50% AER1 (1.49% gross2), on any balances above £25,000. Find out more about our rate change.

Account features
  • Pay money in at any time
  • Take money out at any time
  • No monthly fee
  • Exclusive rewards

Our M Plus current account comes with a linked savings account called the M Plus Saver.

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Savings calculator

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Save with confidence

We're covered by the Financial Services Compensation Scheme. Savings with Virgin Money are covered up to £120,000 per person.

View the FSCS guarantee

1 AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

2 Gross P.A. is the rate of interest paid without the deduction of tax.

3 The tax-free rate is the contractual rate of interest payable where interest is exempt from income tax.