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Choose how to add more money

First, check your ISA limits

Each tax year you can pay in up to your annual tax-free allowance (subject to the terms and conditions of your account), the current ISA subscription limit is £20,000. This annual allowance may change in future tax years.

With an ISA you can save money as cash (in a cash ISA), invest in the stock market (in a Stocks & Shares ISA), lend your money to other individuals or companies as a loan (in an Innovative Finance ISA1 ), or save towards your first home and/or retirement (in a Lifetime ISA1 ). Your annual allowance can be used across all four types of ISAs but the maximum you can save in a Lifetime ISA is £4,000 per tax year.

You can transfer your money between the different types of ISAs, however please remember you can only subscribe to one of each ISA types, Cash ISA, Stock and Shares ISA, Innovative Finance ISA and Lifetime ISA in each tax year, up to the combined annual subscription limit.

If you are reinvesting in a Fixed Rate Cash E-ISA, to ensure money is accepted into your new account we must receive all money within 30 days from maturity.

Just remember, if you choose to add some or all of your ISA allowance to your Cash ISA, you limit the amount of tax-free savings you can make in a Stocks and Shares ISA, an Innovative Finance ISA and a Lifetime ISA in the same tax year.

1 Virgin Money does not offer Innovative Finance ISAs or Lifetime ISAs

Add more money

You will need to wait until maturity to add funds, and if you did not pay into your ISA in the previous tax year, you may need to renew your ISA declaration first (which you can do when you're logged into your account).

If you are adding more money as part of this year’s tax-free allowance of £20,000 from a non ISA account, you can use one of the following methods:

How to top up your Online Cash ISA electronically

If you have an Online Cash ISA, you can add funds to it by CHAPS2, or other electronic means (Faster Payments Service, BACS, Standing Order).

For FPS, BACS and Standing Order transfers

Sort code: 08-60-64;

Account number: Your online account number

For CHAPS transfers2

Sort code: 08-02-65;

Account number: Your 8 digit account number

2 A fee is usually applicable for CHAPs transfer. Please refer to the provider you are transferring from for more details.

To transfer from another online Virgin Money account, follow these steps:

How to top up your online Cash ISA in Branch

You can top up your Online account by popping into your nearest Branch and making a deposit by cash or cheque.

Not all Branches are able to offer full banking services. Any facility which is not available at your local Branch, excluding cash deposits and general cash transactions, can be processed at our Gosforth Office. Please check your local Branch for details.

Find your nearest Branch

Transfer a non-Virgin Money ISA to us with our online transfer service

Get all your ISAs together in one place with our simple ISA Transfer service. You can transfer ISAs from previous years into this one without affecting your allowance this tax year. If you are transferring an ISA from the current year, you must transfer the whole amount.

Our online ISA transfer service allows you to transfer other Cash ISAs to us.

Sign in to your Virgin Money account
Securely sign in using your 7 character customer ID (It was emailed to you when you originally setup your account. It was also included on the email you received about your maturing ISA).
Choose the account to transfer into
Simply choose the Cash ISA you want to transfer into and select ‘Transfer an ISA to this account’.
Follow the on screen instructions
We’ll need to know the details of the Cash ISA you’re transferring to us, the amount you’d like to transfer plus your National Insurance number.
Sit back and relax
Hey presto! Our ISA Transfer team will take it from here and aim to have the process complete within seven days or less.

Made your decision?

You're just a few steps away from reinvesting

  1.  

    Sign into your account

    To log in to your account you will need to know your 7 character customer ID.

    It was emailed to you when you originally set up your account. It was also included on the email you received about your maturing ISA.

  2.  

    View your maturing ISA.

  3.  

    Follow the instructions for your selection. We’ll keep this page open so you can check back for the details.

Sign in to your account