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Product Navigator Pension

Navigator steers your pension automatically, based on your age. It invests in our Adventurous Growth approach and our Careful Defensive approach, which refer to our Virgin Money Growth Fund 3 and Virgin Money Defensive Fund respectively.

Let's get your transfer application sorted. Afterwards you'll be able to add new payments if you'd like.

Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.

A quick check

Before we start your application, please check these statements are true:

Virgin Money Investments and Pensions

Here’s what you'll need. . .

Advice for over 50s

Transferring your pension when you're over 50 has its pros and cons. To make sure you go into it eyes open, you're encouraged to get specialist guidance or 'regulated advice' first.

Guidance is free, impartial and helps you narrow down your choices - but leaves the decision making to you. Its available from Pension Wise Link opens in a new window, a government-backed service from MoneyHelper.

Regulated advice is paid for, takes in your personal circumstances and makes specific recommendations. For this, you'll need a financial adviser approved to give pension advice - find a local one at unbiased.co.uk Link opens in a new window.

If you're transferring this pension with a view to taking money out soon after, we'll ask you to confirm you've had guidance or advice before the transfer can be completed. So, if that's the case, book your appointment with Pension Wise or a financial adviser today.

Let’s do it

Make sure you've read the following documents.


Already have an investment or pension account with us?

If you opened your Stocks and Shares ISA, Unit Trust or Pension before 1 January 2023

Thanks for choosing us again and please use the ‘apply now’ button above. When you apply today you’ll open your account via our new service. We’ll help you merge your accounts together at the right time, so you can manage them all online with a single sign in.

If you opened your Stocks and Shares ISA, Investment Account or Pension after 1 January 2023

Please use the ‘sign in to apply’ button below which will take you to Online Service to add your new account.

Got a question?

We've got the answer:

We try to make everything easy to understand, with helpful guides and handy tips to help you choose the right account for you. If anything needs a bit more explanation, get in touch on 03455 28 28 52 and we'll do our best to help. Remember, we can't actually give you financial advice. If that's what you need, check out:

Money Helper Link opens in a new window

Unbiased Link opens in a new window

We try to make things quick and easy – most applications are sorted in just a few minutes.

It will help if you've got these things handy before you start:

  • Your mobile phone.
  • Your National Insurance number.
  • Your debit card – if you want to make a one-off payment.
  • Your bank account details – if you want to make regular monthly payments.
  • Details of your existing account(s) – if you want to make a transfer payment.

If you need something explained, and you can't find the answer in our Q&As just get in touch on 03455 28 88 52. We can provide help and support but we can't give you financial advice. If that's what you need, check out:

Money Helper Link opens in a new window

Unbiased Link opens in a new window

The Virgin Money Pension is a personal pension where you choose the investments from the range we offer.

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