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About you

  • Adult Disability Payment
  • Carer's Allowance
  • Child Benefit: providing no applicant earns over £60,000 per year before tax
  • Child Disability Payment
  • Child Tax Credits
  • Disability Living Allowance
  • Disabled Person Tax Credits
  • Employment and Support Allowance
  • Incapacity Benefit
  • Independent Living Fund
  • Personal Independence Payment(PIP)
  • Reduced Earnings Allowance
  • Universal Credit: providing any Housing Benefit is deducted, and at least one applicant earns a separate income
  • War Disablement Pension
  • Working and Family Tax Credit

This should include credit cards, store cards, mail order accounts, unsecured loans, student loans, hire purchase and contract hire agreements or second charge loans.

About second applicant

  • Adult Disability Payment
  • Carer's Allowance
  • Child Benefit: providing no applicant earns over £60,000 per year before tax
  • Child Disability Payment
  • Child Tax Credits
  • Disability Living Allowance
  • Disabled Person Tax Credits
  • Employment and Support Allowance
  • Incapacity Benefit
  • Independent Living Fund
  • Personal Independence Payment(PIP)
  • Reduced Earnings Allowance
  • Universal Credit: providing any Housing Benefit is deducted, and at least one applicant earns a separate income
  • War Disablement Pension
  • Working and Family Tax Credit

This should include credit cards, store cards, mail order accounts, unsecured loans, student loans, hire purchase and contract hire agreements or second charge loans..

Monthly outgoings

We've already accounted for the basics. That includes food, clothes, utilities, TV, hobbies and other everyday costs. This is only for extra ongoing costs like:

  • Running and paying for other properties you own or rent
  • Professional memberships or practising fees, like a doctor or solicitor might pay
  • Investments you pay into monthly

Your mortgage requirements

Select purchase if you intend to buy a new property. Select remortgage if you intend on taking out a new mortgage with us.

For the latest product rates, please visit our Find a Mortgage tool and fill out your details to get a quotation.

When using the calculator, keep in mind:

  • We’ll ask you for some of the information you’ve already added here
  • You’ll need to finish and submit this form to get your quote, so you should leave this window open
  • If you know the product you want, please enter the interest rate as this may impact the loan amount we can offer you

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Don’t risk losing your home – keep up those mortgage repayments