How it works
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Register for shared ownership with a Housing Association.
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Passed the checks? You’ll be shortlisted for a property.
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You take out a mortgage for between 25% and 75% of the property value.
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You pay the Housing Association subsidised rent on their share.
Just remember
You can increase your share of the property over time by buying it from the Housing Association, this is called ‘Staircasing’. Or, if you decide to move on, you’ll get back any equity on the share you own.
![](/img/img_mortgages_feature_shared-ownership_how-it-works_lg_tcm142-109914.jpg)
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Get started today
Find your local Housing Association through a Help to Buy agent.
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