Skip to main content

What’s covered?

If you're hitting the slopes, you'll be covered with our winter sports add-on.

  • Loss, theft, or damage to your equipment
  • Emergency medical treatment
  • Search and rescue costs
  • Piste closure
Get a quote

With all our policies you get

24/7 worldwide medical assistance

With access to a doctor who speaks English by phone, video or in person, where available.

Access anywhere, anytime

View your documents, update your details and renew your policy online.

Protection when nature has other plans

Cover for cancellation, interruption or delay caused by a natural disaster.

Gadget protection built in

Enjoy up to £750 of cover for the tech you take away with you.

Which winter sports are covered?

We cover most winter sports, including:

  • Skiing on and off-piste
  • Cross-country and Nordic skiing
  • Snowboarding
  • Sleigh riding
  • Sledging

Check our policy wording to see the full list of what is and isn't covered.

View policy wording Link opens in a new window

Choose your core cover

Pick from 3 levels of travel insurance cover, available with single-trip and annual multi-trip policies.

Cover applies subject to policy terms and conditions, limits and any excess payable.

View policy wording Link opens in a new window
 Red
Defaqto 4 star expert rated cover
Silver
Defaqto 5 star expert rated cover
Gold
Defaqto 5 star expert rated cover
Emergency medical abroad£10m£12.5m£15m
Trip cancellation£3,000£5,000£7,500
Baggage£1,250£2,000£3,000
Gadget cover£500£500£750
Personal money£300£400£600
Legal costs and expenses£25,000£25,000£25,000

Add on your extras

Winter sports cover can be added to our single-trip and annual multi-trip policies. You must be aged 65 or under at the start of the policy period.

Subject to terms and conditions.

 RedSilverGold
Winter sports equipment - replacement or repair£500£750£1,000
Winter sports equipment - hire of replacement equipment£20 per 24 hours - up to £300£30 per 24 hours -
up to £450£50 per 24 hours -
up to £600
Ski pass – loss or theft£200£250£300
Piste closure£20 per 24 hours -
up to £300£30 per 24 hours -
up to £450£40 per 24 hours -
up to £600
Search and rescue£5,000£5,000£10,000

Get a travel insurance quote online

Sort your cover in a few easy steps.

Get a quote

Virgin Money Travel Insurance is promoted by CYB Intermediaries Ltd, registered at Jubilee House, Gosforth, NE3 4PL (Company No: 04056283) who is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 305065 and administered by Hood Travel Ltd, registered in England and Wales No. 08318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Hood Travel Ltd is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211. The core elements of Virgin Money Travel Insurance are underwritten by AWP P&C S.A., while the gadget cover is underwritten by AmTrust Specialty Limited. AWP P&C S.A. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register 534384). AmTrust Specialty Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register 202189). Further information about these insurers can be found in your policy documentation.

Virgin Money is not responsible for the content of external websites.