What’s covered?
From chalets and hot tubs to hitting the slopes, you’ll be covered with our winter sports add-on.
- Loss, theft, or damage to your equipment
- Piste closure
- Emergency medical treatment
Choose Virgin Money for travel insurance
24/7 worldwide medical assistance
Whenever and wherever you need us, help is a phone call away.
Online portal
Make a claim, update your details and renew your policy from anywhere in the world.
Optional cover for the extras too
Choose from our optional extras to cover your gadgets, cruise, winter sports or car hire excess. Fees apply.
Which winter sports are covered?
- Skiing on and off-piste
- Cross-country skiing
- Snowboarding
- Telemark skiing
- Nordic walking
Choose your core cover
Pick from 3 levels of travel insurance cover available with single-trip and annual multi-trip policies.
| Red | Silver | Gold | |
|---|---|---|---|
| Emergency medical and repatriation expenses | £10m | £12.5m | £15m |
| Cancellation | £3,000 | £5,000 | £7,500 |
| Personal possessions | £1,250 | £2,000 | £3,000 |
| Standard gadget cover | £500 | £500 | £750 |
| Personal money | £500 | £750 | £1,000 |
| Legal costs and expenses | £25,000 | £25,000 | £25,000 |
Exclusions, sub-limits and excesses may apply. For the full table of cover limits check the policy wording.
View policy wording Link opens in a new windowAdd on your extras
Winter sports cover can be added to our single-trip and annual multi-trip policies. You must be aged 64 or under at the start of the policy period. For annual multi-trip policies you’ll be covered up to a total of 17 days of winter sports.
| Red | Silver | Gold | |
|---|---|---|---|
| Winter sports equipment - replacement or repair | £500 | £750 | £1,000 |
| Winter sports equipment - hire of replacement equipment | £20 per 24 hours - up to £300 | £30 per 24 hours - up to £450 | £40 per 24 hours - up to £600 |
| Ski pass – loss or theft | £200 | £250 | £300 |
| Illness or injury – non-refundable hired sports equipment, ski pass, ski lessons or guide services | £20 per 24 hours - up to £300 | £30 per 24 hours - up to £450 | £40 per 24 hours - up to £600 |
| Piste closure | £20 per 24 hours - up to £300 | £30 per 24 hours - up to £450 | £40 per 24 hours - up to £600 |
| Travel disruption - avalanche or landslide | £15 per 24 hours - up to £300 | £20 per 24 hours - up to £400 | £25 per 24 hours - up to £500 |
Exclusions, sub-limits and excesses may apply. For the full table of cover limits check the policy wording.
View policy wording Link opens in a new windowGet a travel insurance quote online
Exclusions, sub-limits and excesses may apply. Please check the policy wording for the full table of cover limits.
Get a quoteTravel tips
Virgin Money Travel Insurance is promoted by CYB Intermediaries Ltd, registered at Jubilee House, Gosforth, NE3 4PL (Company No: 04056283) who is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 305065 and administered by Hood Travel Limited, registered in England No. 08318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211. The core elements of Virgin Money Travel Insurance are underwritten by ERGO Travel Insurance Services Ltd (ETI) on behalf of Great Lakes Insurance UK Ltd. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting; https://register.fca.org.uk/ Link opens in a new window