Apply Now

Use Card Checker to see if you'll be accepted for a card

Our checker is a quick way to see your chances of being accepted for a card, and it won't show on your credit file so it won't affect your rating.

You are applying for

Change card

Virgin Atlantic Reward+ Credit Card

Virgin Points

1.5 points

for every £1 spent on everyday purchases. Restrictions apply*.

3 points

for every £1 spent direct with Virgin Atlantic or Virgin Holidays. Restrictions apply*.

Bonus Virgin Points


15,000 bonus points

with your first card purchase – just make it within 90 days of opening your account.

Limited Offer

Plus, get an extra 10,000 points when you apply on or before 28 February 2020 and spend £3,000 within 90 days of opening your account. Terms apply.

Promotional rates

Balance transfers

0% for 6 months

then 22.9% p.a. (variable)

3.00% fee

Money transfers

0% for 6 months

then 22.9% p.a. (variable)

3.00% fee

All promotional rates start from the date your account is opened and apply to transfers made in the first 60 days. 5% handling fee will apply to any balance and money transfers made after the first 60 days.

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period.

Your application

As you haven't got javascript turned on we can't see whether or not you're accepting cookies. Our online application requires cookies in order to work. These cookies only last for the duration of your visit and are deleted when you close your browser. No personal identifiable data is collected. Read more about cookies.

If you're not accepting cookies and want to apply online you'll need to change your browser settings.

If you don't want to apply online you can call us on 0800 389 2875. Lines are open 24 hours a day, 7 days a week.

Read the application statement

Before you start your application, please check the following statements are true

  • I am aged 18 years or over (the same goes for any additional cardholders).
  • I am a UK resident.
  • I have a UK bank or building society account.
  • I have good credit history.
  • I have an income of at least £7,000, or my household income is at least £15,000.
  • I am not an existing Virgin Atlantic Credit Card customer and I have not closed another Virgin Atlantic credit card in the last 6 months.

Read our eligibility criteria

During the application you'll need:

  • Bank or building society account number and sort code.
  • Details of any accounts you want to make a balance transfer from. Don't worry if you don't have them handy. You can transfer a balance after your account is opened – though not from another credit card issued by Virgin Money.
  • Your Flying Club number, so we can add the points you've earned to your account. Don't worry if you've not had chance to register for a Flying Club account, you can do so anytime at virginatlantic.com/flyingclubLink opens in a new window . Be sure to let us know your Flying Club number as soon as you can to start collecting your points. Virgin Money will share your details with Virgin Atlantic so they can apply rewards to your Flying Club account.
  • If you experience issues opening any links on the application please try a different browser.

Your selected card

Virgin Atlantic Reward+ Credit Card

Will I get this card?

We’ll set your card up automatically with online statements. More of a paper person? No worries – just ask us to send them to your home address once your account is up and running.

Virgin Money adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.ukLink opens in a new window

Your copy of the Statement of Lender and Borrower Responsibilities PDF opens in a new window


* The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won’t earn points on any additional spending. We’ll reset the counter every month on the date of your credit card statement. The cap doesn’t apply to bonus points. You’ll earn double points when you spend directly with Virgin Atlantic and Virgin Holidays. We’ll add your points to your Flying Club account every month within 5 days of your credit card statement.


If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank PLC.

Credit is available, subject to status, only to UK residents aged 18 or over.

The Virgin Atlantic Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.