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0.75 points
for every £1 spent on everyday purchases. Restrictions apply*.
1.5 points
for every £1 spent direct with Virgin Atlantic or Virgin Holidays. Restrictions apply*.
Balance transfers
0% for 6 months
then 22.9% p.a. (variable)
3.00% fee
Money transfers
0% for 6 months
then 22.9% p.a. (variable)
3.00% fee
All promotional rates start from the date your account is opened and apply to transfers made in the first 60 days. 5% handling fee will apply to any balance and money transfers made after the first 60 days.
If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period.
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If you don't want to apply online you can call us on 0800 389 2875. Lines are open 24 hours a day, 7 days a week.
Before you start your application, please check the following statements are true
At the end of the application process we'll carry out a credit score and we'll tell you whether you've been approved. In some circumstances, we may need some additional information and we'll take into account your age, status and financial background. Before you apply, please check the statements above are true.
You won't be approved if you are bankrupt or in an IVA, you have CCJs or defaults and if you have no credit history. If you are unsure of your credit history, then please contact Experian for a copy of your credit file.
During the application you'll need:
By choosing to apply I confirm I have read the summary box Link opens in a new window
We’ll set your card up automatically with online statements. More of a paper person? No worries – just ask us to send them to your home address once your account is up and running.
Virgin Money adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.ukLink opens in a new window
Your copy of the Statement of Lender and Borrower Responsibilities PDF opens in a new window
* The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won’t earn points on any additional spending. We’ll reset the counter every month on the date of your credit card statement. The cap doesn’t apply to bonus points. You’ll earn double points when you spend directly with Virgin Atlantic and Virgin Holidays. We’ll add your points to your Flying Club account every month within 5 days of your credit card statement.
If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank PLC.
Credit is available, subject to status, only to UK residents aged 18 or over.
The Virgin Atlantic Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
