Buy fabulous, fly fabulous

Every time you use your card you’ll earn Virgin Points to put towards your next flight.

Why choose a Virgin Atlantic Credit Card?


Turn your money into points - clock up Virgin Points every time you spend on your card. Restrictions apply*.


Double up, up and away – notch up double points by spending with Virgin Atlantic and Virgin Holidays. Restrictions apply*.


Boost your Virgin Points – make a purchase within 90 days to bag bonus points. Brilliant.


Tempting treats - earn an upgrade to Premium or a Companion ticket. Terms apply.

Use Card Checker to see if you’ll be accepted for a card

Our checker is a quick way to see your chances of being accepted for a Virgin Atlantic Credit Card, and it won’t show on your credit file so it won’t affect your rating.

Choose the account that's right for you

Virgin Atlantic Reward Credit Card

Earn Virgin Points every day


Every time you spend on the Reward card, you’ll earn miles towards flights, upgrades and more. Want to see where your miles could take you? Scroll down to find out more.

0.75 Virgin Points for every £1 you spend on everyday card purchases. And 1.5 points for every £1 you spend with Virgin Atlantic or Virgin Holidays. Restrictions apply*.

Choose from an upgrade to Premium or a Companion ticket when you spend £20,000 in a year. Terms apply  Link opens in a new window

0% for 6 months on balance and money transfers (you'll pay a 3% fee).

No annual fee.

Representative example

Purchase rate

22.9% p.a.

(variable) on card purchases

Equivalent to

22.9% APR

representative (variable)

Based on a credit limit of

£1,200

 

Credit limits will vary based on your individual circumstances.

Apply for a Reward Credit Card

Virgin Atlantic Reward+ Credit Card

Virgin Points faster

Earn 15,000 bonus points with your first card purchase – just make it within 90 days of opening your account.

Limited Offer
Plus, get an extra 10,000 points when you apply on or before 28 February 2020 and spend £3,000 within 90 days of opening your account.**
Terms apply Link opens in a new window

1.5 Virgin Points for every £1 you spend on everyday card purchases. And 3 points for every £1 you spend with Virgin Atlantic or Virgin Holidays. Restrictions apply*.

Choose from an upgrade to Premium or a Companion ticket when you spend £10,000 in a year. Terms apply  Link opens in a new window

0% for 6 months on balance and money transfers (you'll pay a 3% fee).

Annual fee of £160.

Representative example

Purchase rate

22.9% p.a.

(variable) on card purchases

Equivalent to

63.9% APR

representative (variable)

Based on a credit limit of

£1,200

Annual fee

£160

Credit limits will vary based on your individual circumstances.

Apply for a Reward+ Credit Card

How many points will your credit card get you?

Tell us how much you expect to spend each month on your credit card

What type of spend should I include?click to expand

I'll Spend a month

If you spend £650 a month (£7,800 a year) you will earn...

5,850

Virgin Points per year with the Virgin Atlantic Reward Credit Card

(No annual fee.)

5,850

Virgin Points per year with the Virgin Atlantic Reward+ Credit Card

(£160 annual fee)

Don't forget you can earn double the points when you spend with your Virgin Atlantic Credit Card direct with Virgin Atlantic and Virgin Holidays. Restrictions apply.*

Where could your points take you?

Here's an idea of some of the things you can use your Virgin Points on:

If you earn up to 25,000 points

3,000
Virgin Points

Pay less for your next great escape with a Points Plus Money discount

From 17,400
Virgin Points

Arrive in style. Book a round trip Economy to Premium upgrade to New York

From 20,000
Virgin Points

Do it all in New York with an Economy round trip reward flight

From 25,000
Virgin Points

Escape to Asia with an Economy round trip reward flight to Hong Kong

If you earn up to 50,000 points

From 28,000
Virgin Points

Travel fabulously to Tel Aviv with a Premium to Upper Class upgrade.

From 30,000
Virgin Points

Jet off to Los Angeles with an Economy round trip flight

From 35,000
Virgin Points

The Big Apple, but better. Book a round trip Premium flight to New York

From 45,000
Virgin Points

A round trip Premium flight makes Mexico even more magical

If you earn up to 100,000 points

From 55,000
Virgin Points

Hang with the high rollers. Book a round trip Premium flight to Las Vegas

From 71,200
Virgin Points

Arrive refreshed. Indulge in a round trip Economy to Upper Class upgrade to New York

From 75,000
Virgin Points

Arrive in style. Book a round trip Upper Class flight to Delhi

From 95,000
Virgin Points

Make the most of dynamic Miami with your round trip Upper Class flight

Mileage varies depending on season and route. Taxes, fees and carrier-imposed surcharges apply. Virgin Points terms & conditions  Link opens in a new window

Ready to apply?

Choose your card

and apply online for an instant decision

Our most frequently asked questions

Haven’t found the answer to your question? Read more questions and answers  Link opens in a new window

* The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won’t earn points on any additional spending. We’ll reset the counter every month on the date of your credit card statement. The cap doesn’t apply to bonus points. You’ll earn double points when you spend directly with Virgin Atlantic and Virgin Holidays. We’ll add your points to your Flying Club account every month within 5 days of your credit card statement.

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank PLC.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

The Virgin Atlantic Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Virgin Money adheres to The Standard of Lending Practice which are monitored and enforced but the Lending Standards Board: www.lendingstandardsboard.org.uk  Link opens in a new window

Your copy of the Statement of Lender and Borrower Responsibilities  Link opens in a new window