The first step of our application journey is an eligibility check. This is a quick and easy way of finding out if you'll be accepted for this card without affecting your credit rating.
Check eligibility
Product overview
then 24.9% p.a. (variable)
then 26.9% p.a. (variable)
then 24.9% p.a. (variable)
All promotional rates start from the date your account is opened and apply to transfers made in the first 60 days. 5% handling fee will apply to any balance and money transfers made after the first 60 days.
If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of the statement period.
Representative example
Credit limits will vary based on your individual circumstances.
You're pre-approved
Close ModalWhat does this mean?
You'll get this card when you apply for it, as long as you:
- Begin your application within 20 minutes. If you do not begin your application within this time, you’ll need to check your eligibility again
- Complete your application on the same day
- Don't change any of the details you previously shared on Card Checker
- Pass our standard identity checks and any additional checks we need to make
Highly likely
Close ModalWhat does this mean?
Your chances of getting this card are really good, as long as you:
- Begin your application within 20 minutes. If you do not begin your application within this time, you’ll need to check your eligibility again
- Complete your application on the same day
- Don't change any of the details you previously shared on {{origination}}
- Pass our standard identity checks
You're pre-approved
Close ModalThis means you'll get this card if you apply before midnight on {{campaignenddate}}
- When you apply, we'll do a credit check, that's the norm for all lending applications
- Your application would only be declined if you're out of employment, not a UK resident or for fraud reasons
You're pre-approved
Close ModalYou're pre-approved with a guaranteed credit limit
Based on the info you shared in {{origination}}, you're pre-approved for this card.
You are guaranteed a credit limit of at least
£{{creditLine}}
Need more to cover a balance transfer?
When you complete your application, please tell us the total amount you need for any balance transfers.
We'll look at your credit limit again to take account of this. This means your new credit limit may be higher.
You'll get this card and credit limit when you apply, as long as you:
- Begin your application within 20 minutes. If you do not begin your application within this time, you’ll need to check your eligibility again
- Complete your application on the same day
- Don't change any of the details you previously shared in {{origination}}, including any balance transfer amount, in your main application
- Pass our standard identity checks
Great news!
Close ModalYou're pre-approved with a guaranteed credit limit
What does this mean?
Based on the info you shared in {{origination}}, you're pre-approved for a Virgin Money credit card. To see your guaranteed credit limit amount, just select a credit card from the list below.
You'll get the credit limit shown when you apply, as long as you:
- Begin your application within 20 minutes. If you do not begin your application within this time, you’ll need to check your eligibility again
- Complete your application on the same day
- Don't change any of the details you previously shared in {{origination}} in your main application
- Pass our standard identity checks
Great news!
Close ModalYou're pre-approved with a guaranteed credit limit
Based on the info you shared in {{origination}}, you're pre-approved for this product.
You are guaranteed a credit limit of
£{{creditLine}}
You'll get accepted for this product when you apply, as long as you:
- Begin your application within 20 minutes. If you do not begin your application within this time, you’ll need to check your eligibility again
- Complete your application on the same day
- Don't change any of the details you previously shared in {{origination}} in your main application
- Pass our standard identity checks