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  1. Step 1: About you % complete
  2. Step 2: Address
  3. Step 3: Employment & income
  4. Step 4: About this check
Current step: About you

To apply for a Virgin Money credit card you need to:

  • Be a UK resident aged 18+ (the same goes for any additional cardholders you want to add)
  • Have a UK bank or building society account
  • Have an income of at least £7,000 per annum, or a household income of at least £15,000 per annum and pass our affordability checks

You'll need a smartphone with iOS 14.7 or Android 9 installed. Without this, you won't be able to manage your credit card using the Virgin Money Credit Card app

About you

Title
Where do you live?

To apply for a credit card issued by Virgin Money you must be a UK resident. If you are a member of the UK Armed Forces please use your main UK residence for this check. You can add a BFPO address for correspondence when you apply.

Number of dependants A dependant is anyone you have a legal duty to support, like children.