Earn
cashback
When you take out a new Virgin Money Life Insurance Policy. Terms apply.*
Get a quote Retrieve a quote
Virgin Money have teamed up with TopCashback to offer you some fantastic cashback offers.
*Cashback terms and conditions
- To be eligible for the cashback offer, the quote has to be started and completed solely on TopCashback. Any quote obtained through a price comparison site and then completed through TopCashback will not be eligible for the cashback offer.
- By using cashback, you will not be eligible for any other offers from Virgin Money Life Insurance.
- Your policy will need to have had six monthly payments made in six consecutive months in order for your cashback to be valid. Once this time period has passed, your cashback will be processed and you should receive it within 2-8 weeks.
- Cashback rates are subject to change both up and down.
- Recurrences on the amount of purchases that can be made while earning cashback may be limited.
- Virgin Money Life Insurance cashback can be earned simply by clicking through to the merchant and shopping as normal.
- Unless otherwise stated expect transactions for this retailer to appear within 24 hours. Your transaction will initially track at Zero and uplift upon validation.
- Virgin Money Life Insurance Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
How to claim your cashback
- Get a quote
Answer a few simple questions online. - Purchase your policy
Complete your application and purchase your policy. - Receive your cashback
That’s it – you will receive your cashback within 90 days of the 6th consecutive premium being paid, providing the policy has not been cancelled.
Choose the cover you want
Level term
As the name suggests, level term cover provides a level amount of protection over the term of the policy.
If you selected £100,000 of protection at the start of the policy for 25 years, you would be covered for this amount until the policy ended 25 years later.
Decreasing term
Decreasing term could provide you with the cover amount you need right now, then gradually decreases as the policy ages.
If you selected £100,000 of protection at the start of the policy for 25 years, you would be covered for this amount until the policy ended 25 years later.
Count on us to care
- Free simple will writing service*
- Free legal advice*
- Accidental Death Benefit
- Loved ones email service*
- Put your policy in Trust*
- We ensure a search of the death records is carried out to make sure no valid claims are left unpaid
Add critical illness cover
You can also choose to add Critical Illness Cover to your Life Insurance.
If you choose to add critical illness cover to your policy the sum assured is a fixed amount which won't decrease over time. We only cover the critical illnesses we define in our policy.
Find out more
Expert rated cover
Our product features and benefits have been independently rated by the experts at Defaqto.
Key policy details
Before you get a quote, read these documents to make sure this insurance is right for you
Get a quote
It's quick and easy to find the right cover
Fancy a chat?
If you would prefer to speak to someone, please give us a call.
Call us on
0800 294 7575
Opening times
We're here from 8am to 8pm Monday to Friday, 9am to 5pm on Saturdays.
| Number | Cost |
|---|---|
| 03 numbers | Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way. |
| 084 numbers | Maximum of 7p per minute, plus your phone company's access charge. |
| 087 numbers | Maximum of 13p per minute, plus your phone company's access charge. |
| 0800 numbers | Free from UK landlines and personal mobile phones. |
Calls may be monitored or recorded.
Helpful links
How much cover do I need?
View our helpful guide to see which policy might be best for you.
How to make a claim
If you need to make a claim, here's everything you need to know.
Accidental death benefit
Short term cover when we cannot provide an immediate decision on your application.
Questions and answers
View our most frequently asked questions about life insurance.
Coronavirus FAQs
Concerned about covid? We’re here to help.
*Based on a 30 year old who has never smoked. £200,000 decreasing term cover is possible for under £6 per month for 20 years. Price as of August 2021.
Virgin Money Travel Insurance is promoted by CYB Intermediaries Ltd, registered at Jubilee House, Gosforth, NE3 4PL (Company No: 04056283) who is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 305065 and administered by Hood Travel Limited, registered in England No. 08318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211. The core elements of Virgin Money Travel Insurance are underwritten by ERGO Travel Insurance Services Ltd (ETI) on behalf of Great Lakes Insurance UK Ltd. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting; http://register.fca.org.uk/