Club M Account existing customers

The monthly fee for maintaining your Club M account is £12.50 per month. Check your Club M Account tariff Link opens in a new window for more information.

No, when you open your Club M account or turn on your insurance benefits, you don’t need to activate any of your insurance benefits but there are some actions you should take.

Travel Insurance - If you or anyone insured on this policy have any pre-existing medical conditions, you may need to inform AIG, as these may affect your travel insurance cover. You can contact them on 01273 740 983.

You should contact AIG if:

1. In the last 12 months have you or anyone else insured on the policy been:
   1. Referred to see a specialist or on a waiting list to see a specialist.
   2. Referred to or attended hospital for any reason (including tests and procedures) or on a waiting list to attend hospital for any reason.
   3. Seen by a medical practitioner more than once for the same condition.
   4. Prescribed two or more medications for a medical condition or had any changes to your or their current medications.
2. You or anyone else insured on the policy has ever received any medical advice, treatment or medication for any of the following conditions
   1. Any heart or circulatory condition.
   2. Any cerebrovascular condition.
   3. Any respiratory (breathing) condition which is combined with being a smoker.
   4. Any congenital (birth defect) or genetic condition that has resulted in a physical disability.
   5. Any cancerous condition.
   6. An organ transplant.

You will not be covered for any claims related to any of these pre-existing medical conditions unless AIG agrees to cover them.

Breakdown - You should download the Green Flag app. The app uses GPS to take the stress out of you needing to know exactly where you are. The app allows the GF technician to pinpoint your location and you can track your technician’s arrival. Visit https://www.greenflag.com/apps Link opens in a new window for more info.

Mobile phone and Gadget - You don’t need to register your mobile phone or gadgets to be covered but it can simplify the claims process if you do. You can register your mobile you’ll need the make, model, IMEI number and the telephone number. For gadgets you’ll need make, model, serial number, purchase date & price.

Worldwide Family Multi Trip Travel insurance is provided and underwritten by American International Group UK Limited.

Green Flag UK Breakdown Cover is provided by Green Flag and underwritten by U K Insurance Limited.

Mobile phone and gadget insurance are provided by Assurant General Insurance Limited.

Exclusions apply.

Your insurance cover starts the moment you open your Club M Account.

However, with the Club M Account, you can turn off and on your insurance benefits. When you turn back on your insurance benefits, your cover will start once you receive an email confirmation from us letting you know your insurance benefits are on. It will take up to three working days for you to be covered after submitting the form and you will receive an email confirming it is on. Check out our FAQ below for more information.

If you choose to, you can turn off your insurance benefits by completing this form to turn off insurance benefits. You can also access this form in the app. Tap ‘Club M Insurance on’, click More, Account services and then Insurance benefits.

Remember…

• Before submitting the form, you should chat this through with everyone covered by the insurance benefits, so they know
• If this is a joint account, you must have agreement from the other account holder
• Once you've submitted the form, we'll aim to turn off your benefits within three working days
• We’ll send you an email to confirm when your insurance benefits are off
• Once your insurance benefits are off, you'll no longer have insurance cover for you and anyone else on your policy
• You won’t pay the monthly fee for maintaining the account while your insurance benefits are off. As your fee is paid at the end of the month for the previous months’ insurance use, you may be charged in the month after your insurance benefits are off

Pocket the full package and turn on your insurance benefits. You can also do this in the app. Tap ‘Club M Insurance off’, click More, Account services and then Insurance benefits.

Remember…

• Before submitting the form, you should chat this through with everyone covered by the insurance benefits, so they know
• If this is a joint account, you must have agreement from the other account holder
• We’ll take you through each insurance again to explain the benefits as well as checking to see if you’re eligible
• Your insurance cover will start when you receive an email confirmation from us letting you know the insurance benefits are on
• We aim to turn the insurance benefits on within three working days
• Once you turn on the insurance benefits, you'll need to pay the monthly fee for maintaining the account

Yes, you will no longer have insurance cover when you turn off your insurance benefits.

Please remember this applies to all future claims while your insurance benefits are turned off e.g. if you have a holiday booked and turn off your insurance benefits then you will not be covered if the holiday is cancelled.

You won’t pay a monthly fee for maintaining the account while your insurance benefits are off. When you turn off your insurance benefits you will lose the cover for you and anyone else on your policy. Please chat this through with everyone on the policy before you turn it off.

Yes, you can turn off your insurance benefits if you’ve got a claim in progress.

The insurance benefits linked to the Club M Account are part of a package which is a benefit for Club M Account holders. You can turn on or off all of the insurance benefits, but they cannot be individually selected.

If you’ve turned your insurance benefits off or on you should receive an email with a reference number. If you haven’t received this;

• Check your junk folder as the email might be there.
• Check the email you provided matches the account.

If you’ve received the email with the reference number but you haven’t received the confirmation of a change to your insurance benefits;

• Check the status of your insurance in the app. Your account name will be ‘Club M Insurance on’ or ‘Club M Insurance off’.
• Check it hasn’t been less than three days. It can take three working days to process the change. Working days are Monday to Friday. If you submit over a Bank Holiday it may take longer than the three days.
• If it’s been more than three working days give us a call on 0800 121 7365. To help us locate your request it’s best to have your reference number to hand. If you don’t have a reference number that’s ok too, we’ll do our best to help.