Virgin Money Credit Card app
Join over 2 million customers who trust our app to manage their cards.
What you can do
A selection of the great features you'll find in the app.
Boss your balance
Stay in the know and see what you owe.
- Get real-time transactions.
- Access your statements.
- Make balance or money transfers.
Balance transfers move debt from other cards. Money transfers move money into your bank account.
Master your spending
Putting you in control.
- View your card details and PIN in the app.
- Set up and mange your Direct Debit.
- Make one-off payments.
- Pay in instalments too (subject to eligibility, fees apply).
At your service
Find plenty of digital options.
- Use Redi, the in-app chat, 24/7.
- Follow along with our digital how-to-guides.
- Let us know how we can help using your support.
Super secure
Security features you can count on.
- Sign in with Touch or Face ID.
- Freeze your card with one tap.
- Order a replacement card.
Read up on rewards
Our cards come loaded with rewards. Track them in the app.

Virgin Money Cashback
Register in the app to get cashback when you shop with selected top brands. You can transfer the cashback to your card or current account, or exchange it for an e-gift card.

Exclusives for you
Find exclusive offers on products and services in our app. To see what's available, tap ‘Discover’ at the bottom of your screen and then tap ‘Exclusives’.

Virgin Points
Got a Virgin Atlantic credit card? Head to your Virgin Atlantic Rewards Lounge to see your Virgin Points clock up.
Check your eligibility
Not got a Virgin Money credit card yet? Use our card checker.
- Know your chances of being accepted.
- You'll see your minimum credit limit on pre-approved cards.
- It won't affect your credit score.
Credit is available, subject to status, only to UK residents aged 18 or over.
You'll need a smartphone with iOS 14.7 or Android 8 installed to use our app.
Check your eligibilityThe legal bits
Time to give your scrolly finger a workout
When you apply for a credit card, we check your credit report to ensure we are lending responsibly. This check stays on your credit report. It may be used by other providers to decide whether to offer you their lending products.
Transfers
You can do a balance transfer from a UK credit card or store card that has a Visa or Mastercard logo. You cannot do a balance transfer from another Nationwide or Virgin Money Credit Card.
You can do a money transfer to a UK bank or building society account. You should not use your card to repay borrowing from Nationwide or Virgin Money.
We’re part of Nationwide
Virgin Money and Virgin Atlantic Credit Cards are issued by Nationwide Building Society (trading as Virgin Money). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire, SN38 1NW.
IOS is a trademark or registered trademark of Cisco in the US and other countries and is used under licence.
Touch ID and Face ID are trademarks of Apple Inc.
App Store is a service mark of Apple Inc.
Android and Google PlayTM are trademarks of Google LLC.

