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Your credit card

When did you apply for your credit card?

Not sure when you applied?

In your statement go to ‘The key facts about your card’ and view the ‘Minimum repayment section’.

If you applied before 1 October 2024, your minimum payment is calculated using 1% of your balance.

If you applied on or after 1 October 2024, your minimum payment is calculated using 2% of your balance.

Heads up, the calculator results are an example and do not reflect your account or any:


  • agreed custom repayment plans
  • agreed increases to your minimum payment

You can see your actual payment amounts in your app.