Close risk vs reward window
The risk/reward indicator is a measure of how much a Fund's value has moved up and down in the past, this is a standardised rating that you can also find in the Key Investor Information Documents for each fund. It can help you balance stability with your appetite for investment growth.
For example, risk level 1 signals a low risk of your fund losing money, but also a low potential for growth. The higher the risk rating the more potential there is to grow your investment, but there is also a greater chance of a reduction in value – particularly over the short term.
The risk category shown is not a target or guarantee and may move over time.
Typical Fund Mix
2% in cash.
42% in corporate bonds.
18% in government bonds.
8% in higher yielding bonds.
26% in global shares.
4% in global property shares.
Where your money's invested
This fund is a multi-asset fund of funds investing globally where at least 30% of your money is in funds with higher potential returns but with higher level of risk (like shares). The rest is invested in funds with lower potential returns but with a lower level of risk (like corporate and government bonds).
This fund invests globally.
The following is up-to-date as of 17 October 2021.
ASI Global Government Bond Tracker
ASI Global Corporate Bond Tracker
ASI Short Dated GBP Corporate Bond Tracker
Aberdeen North American Equity Tracker
ASI Short Dated Global Corporate Bond Tracker
Aberdeen European Equity Tracker
ASI Liquidity Fund
ASI Sterling Corporate Bond Tracker
ASI Japan Equity Tracker
ASI Global REIT Tracker
How has this fund performed in recent years?
This fund changed strategy in October 2021. For the period before October 2021, to help you compare it with other funds we have replicated the performance of the markets the funds invest in, to give an indication of what the performance may have been prior to its launch. The simulated return takes into account an annual cost of 0.85% and that the mix of assets are re-balanced once per month.
The fund doesn’t use a benchmark as a guide for investing or as a target to beat. But we do use a performance comparator which investors may want to compare the fund’s performance against. This comprises 30% shares and 70% bonds. Shares are represented by the MSCI All Countries World Index GBP, whilst bonds are represented by the Bloomberg Barclays Global Aggregate Bond Index – GBP Hedged.
Remember, past performance is not a reliable guide to the future. The value of your investment can go down as well as up, and you may get back less than you invest. This is a medium to long term investment so you should be prepared to invest your money for at least 5 years.
June 2016 to June 2017
June 2017 to June 2018
June 2018 to June 2019
June 2019 to June 2020
June 2020 to June 2021
Virgin Money Growth Fund 1
Source Lipper, total return (income reinvested). The returns shown above for the Virgin Money Growth Fund 1 using index performance aligned to the current asset mix, less the annual fee, to simulate past performance in lieu of actual returns. Lump sum invested 30/06/16 to 30/06/21. For details of the performance comparator for each fund please see the respective Key Investor Information Document.
Based on the simulated performance data outlined above, if you had invested £10,000 in the Virgin Money Growth Fund 1 on 30 June 2016, it would be worth £12,422 on 30 June 2021.
Close risk vs reward help A fund that invests in a mix of asset types and/or geographic regions through a range of underlying funds. These underlying funds are passively managed, meaning shares and other assets are bought and sold to match (‘track’) an index or indices – this contrasts with an actively managed fund, where shares and other assets are picked by a fund manager.
Up to £85,000
Remember, the value of your investments can go down as well as up and you may get back less than you invest.
This is a medium to long-term investment so you should be prepared to invest your money for at least five years.