Invests in a mix of asset types, including overseas shares to give your investment more diversity.

At a glance

  • Potential for better growth than cash savings but with a higher risk to your investment.
  • You can access your money whenever you need to, but you should be ready to invest for at least five years.
  • Invests in a mix of four asset types, spreading your risk and increasing your potential reward.
  • This fund normally pays dividends which can be taken or reinvested every six months - useful if you need an income from your savings.
Your Money Direct Awards 2019 - Virgin Money Winner of Best Direct Stocks and Shares ISA award

Typical Fund Mix

  • 16% in UK Government bonds (gilts).
  • 9% in corporate bonds.
  • 50% in UK shares.
  • 25% in overseas shares.

Remember, you can only subscribe to one Cash ISA, one Stocks and Shares ISA, one Innovative Finance ISA and one Lifetime ISA in each tax year, up to the current combined annual subscription limit of £20,000. The value of your investments can go down as well as up and you may get back less than you invest.

This is a medium to long-term investment so you should be prepared to invest your money for at least five years. Tax depends on your individual circumstances and the regulations may change in the future.

Apply for your ISA

Make sure you read and keep

You'll need your:

  • National Insurance Number
  • Bank details (for regular payments) or your debit card details (for lump sum payments).

Continue. Content opens in a new window. or Link opens in a new window apply for more than one fund.

If you would like to talk to us, just give us a call.

03456 10 20 20

We're here from 8am to 9pm Monday to Friday, 9am to 6pm Saturday.
Sorry, we're not open on bank holidays.

Want to transfer an ISA to us?

If you have an ISA with another provider it is quick and easy to transfer to us 

Our other funds

You can invest in any of our funds within your ISA, in any combination, and switch between them whenever you like, for no extra charge.

Take a look at our other funds