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This card knows how to holiday

Travel’s in our blood. So if you’re going away, take our Travel Credit Card. It’s accepted in millions of locations worldwide, perfect if you’re hitting a vibrant city or relaxing in the sun.

  • A card to pay for your holiday with 0% for 12 months on purchases. And if you’ve already purchased your holiday, you can move your balance and enjoy 0% for 12 months on balance transfers (2% fee).
  • A travel-savvy card with no fees on overseas purchases so you can sip ice cold drinks at a rooftop bar, treat the family to a slap-up meal or shop till you drop without worrying about paying extra to use your card for purchases abroad.
  • Plus enjoy a host of travel offers including 5% off at Virgin Holidays and cashback on travel insurance.

Why is this card different?

Most credit cards impose extra fees and charges for foreign transactions, which can be expensive. The fee, usually about 2.99%, is applied every time you make a purchase on your card abroad.

The cost of using a credit card abroad

Overseas card spend



Foreign transaction fees


With other credit cards (2.99% fee)


With our travel card

Is this the right card for you?

See how the Travel Credit Card compares to others in our range:

 Travel Credit CardStandard Balance Transfer Credit CardAll Round Credit Card
Great...When you are going abroad and want to make purchasesIf you have a large balance to transferIf you have a balance to transfer and want to make purchases
Foreign transaction feeNo fee2.99%2.99%
Cash advance fee on ATM withdrawals (UK & overseas)3%5%5%
0% purchase period12 months3 months20 months
0% balance transfer period12 months29 months23 months
0% money transfer period12 months20 months23 months
Balance transfer fee2.00%3.00%2.90%
Money transfer fee4.00%4.00%4.00%

Representative example

  • Purchase rate
    21.9% p.a.
    (variable) on card purchases
  • Equivalent to
    representative (variable)
  • Based on borrowing
Credit limits will vary based on your individual circumstances

Ready to apply?

Apply now

Get started online now.

Not the right card for you? Choose a different Virgin Money Credit Card