You can work out your budget by adding up your monthly bills and looking at other financial commitments. By thinking about everything from gas and electricity bills, to one off big purchases such as holidays or home appliances, you should have a better idea of what you can and can't afford.
Our online budget planner will guide you through this process and it should only take around 15 minutes to complete. Once you've completed this, one of our team will contact you directly to discuss your options.
For a quick and easy way to create a budget use our budget planner.
For straightforward explanations of the terminology used see our jargon buster
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