Whether you are experiencing payment difficulties, worried about redundancy or just need a bit of guidance on how to effectively plan your budget there are a whole host of organisations that can offer you free and independent advice.
Free, independent and impartial advice
- Payplan Link opens in a new window
- National Debtline Link opens in a new window
- Citizens Advice Bureaux (England & Wales) Link opens in a new window
- Citizens Advice Scotland Link opens in a new window
- StepChange Debt Charity Link opens in a new window
- Civil Legal Advice Link opens in a new window
- Shelter Housing Advice Link opens in a new window
Understanding your money
Benefits and entitlements
- GOV.UK Link opens in a new window
- Department for Work and Pensions (DWP) Link opens in a new window
- Entitled To Link opens in a new window
Virgin Money subscribes to the Lending Code Link opens in a new window.
Government support
The Government offers support to qualifying homeowners through their Support for Mortgage Interest Scheme (SMI).