Whether you are experiencing payment difficulties, worried about redundancy or just need a bit of guidance on how to effectively plan your budget there are a whole host of organisations that can offer you free and independent advice.
Free, independent and impartial advice
- Payplan Link opens in a new window
- National Debtline Link opens in a new window
- Citizens Advice Bureaux (England & Wales) Link opens in a new window
- Citizens Advice Scotland Link opens in a new window
- StepChange Debt Charity Link opens in a new window
- Civil Legal Advice Link opens in a new window
- Shelter Housing Advice Link opens in a new window
Understanding your money
Benefits and entitlements
- GOV.UK Link opens in a new window
- Department for Work and Pensions (DWP) Link opens in a new window
- Entitled To Link opens in a new window
Virgin Money subscribes to the Lending Code Link opens in a new window.
Government support
The Government offers support to qualifying homeowners through their Support for Mortgage Interest Scheme (SMI).
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE