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All the things you'd expect, and more

You'll need to download the Virgin Money Credit Card App to use Slyce.

Plan your payments

Plan example

You spend £10
Pay it back over 1 month
Instalment fee £0
Percentage of spend 0%

Slyce is a credit card product provided by Virgin Money. Credit is available, subject to status, to UK residents aged 18+. Think carefully about what you borrow as missed payments can affect your credit score. Maximum Credit limit £3,000; your actual limit is based on individual circumstances. Card purchases only, excludes balance and money transfers. Choose an instalment plan that works for you in the app for spending of £30+. If you don't choose a plan or don't make requested payments on time, you'll need to pay us back on our 12 month plan. This will cost you more and comes with a fee. It's important to make sure you can afford to repay what you borrow.

Representative example

Interest rate 10% per annum (variable). Based on borrowing £1200.
Representative 19.5% APR (variable).

A quick check

To be accepted for Slyce, you'll need to meet the following criteria:

Read our eligibility criteria

Ready to go?

See if you're eligible for Slyce with our free Card Checker. It only takes a few minutes and there's no impact on your credit score.

Got a question?

We've got the answer:

Start with our free Card Checker tool. It will tell you in minutes whether you'll be accepted for Virgin Money Slyce. This won't affect your credit score. Once our Card Checker confirms you'll be accepted for Slyce, you can then complete your application. Check the details you’ve shared via Card Checker and share some additional information with us.

As part of your application, we'll run a credit check. This will show on your credit file. If you are successful we'll email you to confirm your credit limit, when your card will arrive (usually within 7-10 days), and how to activate your card in the Virgin Money Credit Card app.

Using our free Card Checker tool to check your eligibility for Virgin Money Slyce has no impact on your credit score. Card Checker runs a soft search on your credit file, and this information won't appear on your credit file or impact your credit score.

If our Card Checker tells you that you'll be accepted for Slyce, you can then complete your application. When you make a new credit card application, a hard check appears on your credit file. Making a single credit card application has minimal impact on your overall credit score. However, making too many applications for credit within a short time can affect your credit score.

Using Virgin Money Slyce responsibly, making every repayment on time and not using a large percentage of your available credit limit helps to build your credit score.

View more frequently asked questions