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Great features as standard with all our policies

Upgrade to annual multi-trip

Going away more than twice in 12 months? Our annual multi-trip policy works out cheaper than any of our single trip policies.

Annual multi-trip policies are also great for winter sports as these are covered as standard.

And kids are covered free when travelling with paying parents or grandparents — up to three under-18s per adult.

Find out more about annual multi-trip.

Cover for the essentials

Medical and hospital

We pay for emergency medical treatment and ambulance costs as well as your journey home, if it's medically necessary.

Baggage and money

We pay if something is lost, damaged or stolen. And if your baggage is delayed while you're heading to your destination, we'll pay for essentials to tide you over.

Cancellation and cutting your trip short

If you have to cancel or cut your trip short for one of the reasons specified in the policy wording then we will pay up to the policy limit for travel and accommodation you don't use and can't claim back directly.

View the full list of what we cover 

Choose from four levels of cover

Red

Lowest cost policy, £100 excess payable for each claim you make.

 

Silver

Most popular policy, £60 excess payable for each claim you make.

 

Gold

Increased cover, £50 excess payable for each claim you make.

 

Black

Top of the range policy, with no excess payable if you claim.

 
Included in this coverRedSilverGoldBlack
Medical Expenses Show medical expenses help - content opens in new window£10,000,000£12,500,000£15,000,000Unlimited
Hospital benefit Show hospital benefit help - content opens in new window£1,000£1,000£1,500£2,000
Baggage Show baggage help - content opens in new window£1,250£1,500£2,000£2,500
Delayed baggage Show delayed baggage help - content opens in new window£75£100£200£300
Personal money Show personal money help - content opens in new window£350£500£500£750
Cancellation Show cancellation help - content opens in new window£2,000£3,000£5,000£7,500
Delayed departure Show delayed departure help - content opens in new window£200£300£400£500
Missed departure Show missed departure help - content opens in new window£500£500£1,000£1,500
Trip cut short Show trip cut short help - content opens in new window£2,000£3,000£5,000£7,500
Excess Show excess help - content opens in new window£100£60£50Nil
Gadgets Show gadgets help - content opens in new window£200£200£400£600
Mobiles Show Mobiles help - content opens in new windowNot includedNot includedNot includedNot included
Passports Show Passports help - content opens in new window£100£100£200£250

If you would like to talk to us, just give us a call.

0330 400 1250
We're here from 8am to 10pm Monday to Friday and 9am to 5.30pm at weekends.

Customise your policy with optional extras

24/7 emergency medical assistance helpline

With our partners, Mapfre Assistance, we provide medical expertise, support, advice and facilities if you have medical problems abroad.

We’re on hand to help 24 hours a day, 365 days a year if you’re injured in an accident or fall ill. We also offer repatriation to the UK if you need it.

So you can relax knowing our experts are just a phone call away.

Just call us on +44 (0) 207 748 8908.
You can contact us 24 hours a day, 7 days a week.

Enjoy Virgin Group discounts

Making a claim

If you need to make a claim, don't worry — we'll deal with it quickly.
There are just four steps:

  1. Email or call us to get things started.
  2. We'll reply and send your claim form to you.
  3. Complete the form and send it back to us with any documents we've asked for.
  4. We'll process your claim.

More about claims 

If you would like to talk to us, just give us a call.

0330 400 1250
We're here from 8am to 10pm Monday to Friday and 9am to 5.30pm at weekends.
Virgin Money Travel Insurance is promoted by Virgin Money Personal Financial Service Ltd and is arranged and administered by Insure & Go Insurance Services Ltd. Virgin Money Personal Financial Service Ltd and Insure & Go Insurance Services Ltd are authorised and regulated by the Financial Conduct Authority. Insure & Go Insurance Services Ltd Registered Address: One Victoria Street, Bristol Bridge, Bristol BS1 6AA. Registered in England and Wales (Company Number: 04056769).Travel insurance is underwritten by MAPFRE Asistencia Compañía Internacional de Seguros y Reaseguros, Sociedad Anonima, trading as MAPFRE Assistance, which is authorised by Dirección General de Seguros y Fondos de Pensiones and subject to limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Details about the extent of regulation by the Financial Conduct Authority and the Prudential Regulation Authority are available on request. MAPFRE UK Branch Registered Address: 5th Floor, Alpha House, 24a Lime Street, London EC3M 7HJ. Company Number: FC021974. Branch Number: BR008042. Terms and conditions apply. Virgin Money Personal Financial Service Ltd. Registered in England and Wales (Company No. 3072766). Registered Office - Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Lines are open 8am – 10pm Monday – Friday, 9am – 5.30pm weekends. Calls will be recorded. Calls to 03 numbers cost the same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.