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What does a Virgin Money Prepaid Mastercard® cost?

The table below shows the costs for the two tariffs we offer. If you plan to use your card a fair amount, our 'Pay monthly' tariff might be best. Otherwise, our 'Pay as you go' option could be the one for you.

See examples 

If you find you are using your card a lot more or a bit less than you thought, you can switch tariff, for free, once every four months.

The core fees detailed below relate to the core bundle of services provided to you in relation to your Virgin Money Prepaid Mastercard.

What does it cost?
CostsPay as you goPay monthly
Core Fees
Buying your card (one off fee)£9.95£9.95
Extra / replacement card (inc lost / stolen)£4.95£4.95
Monthly fee£0£4.75
Card transaction (UK)2.95%£0
Cash machine withdrawal (UK)2.95%£1.50
Card transaction (overseas)3.5%2.95%
Cash machine withdrawal (overseas)3.5%£1.50
Top-up at a Post Office®£0£0
Top-up by debit card£0£0
Top-up by direct bank transfer£0£0
Top-up by PayPoint 2.75%2.75%
Top-up by credit card*2.5% (min £2)2.5% (min £2)
Redemption fee£5£5
Non-core Fees
PIN re-issue / change£0£0
Balance enquiry£0£0
Switching tariffs£0£0

*Don’t forget, if you’re topping up with a credit card, your provider may charge a cash advance fee - please check with them for details.


What else you need to know

When you apply for your Virgin Money Prepaid Mastercard we verify your identity against the information you've given us, so we know it's you. In most cases, this will go through automatically and we'll get a card to you within two weeks.

If we’re unable to do this automatically we’ll ask you to send us documents to confirm your identity. Depending on the information you provide, we may issue you with a restricted card or a non-restricted card. If we can’t verify your identity, we may be unable to send you a card.

Please note: a Virgin Money Prepaid Mastercard costs £9.95 to buy and both tariffs are subject to fees and conditions.

This card is issued by PrePay Technologies Limited pursuant to a licence by Mastercard International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.