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Apply now

It only takes a few minutes to apply. You can pay your £9.95 card fee as part of the online application with one of the payment methods on the right.


What do I need to know?

Before you buy a Virgin Money Prepaid Mastercard it is important you understand how the product works. Please make sure you read the terms and conditions PDF link opens in a new window which include details of any fees which might apply.

Remember, you can switch from 'Pay as you go' to the 'Pay monthly' tariff once your card is set up, and then once every four months if you wish. If you've selected 'Pay monthly' you can’t switch immediately after your card is set up, but you can switch after four months.

Ready to apply

To get started, confirm you're a UK resident, then pick whether you want to 'Pay as you go' or 'Pay monthly' (£4.75 per month).

Compare our card tariffs

CostsPay as you goPay monthly
Monthly feeNONE£4.75
Card transaction (UK)2.95%FREE
Cash withdrawal (UK)2.95%£1.50
Card transaction (overseas)3.5%2.95%
Cash withdrawal (overseas)3.5%£1.50
Buying your card£9.95£9.95
Extra card/replacement card£4.95£4.95
Top-up at a Post Office®FREEFREE
Top-up by debit cardFREEFREE
Top-up by direct transferFREEFREE
Top-up by PayPoint2.75%2.75%
Top-up by credit card2.5%2.5%
Switching tariffsFREEFREE
If you're not sure which card is best for you, see our Comparison table.

Apply now

Apply for 'Pay as you go' Apply for 'Pay monthly'

How to pay

Find out more about how to pay the card fee.

More info

This card is issued by PrePay Technologies Ltd pursuant to license by Mastercard® International Incorporated. This card is an electronic money product. The electronic money associated with this card is provided by PrePay Technologies Ltd, a company regulated by the Financial Conduct Authority (FRN 900010) for the issuance of electronic money. Mastercard® and the Mastercard® Brand Mark are registered trademarks of Mastercard® International Incorporated.