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Apply now

It only takes a few minutes to apply. You can pay your £9.95 card fee as part of the online application with one of the payment methods on the right.


What do I need to know?

Before you buy a Virgin Money Prepaid Mastercard it is important you understand how the product works. Please make sure you read the terms and conditions PDF link opens in a new window which include details of any fees which might apply.

Remember, you can switch from 'Pay as you go' to the 'Pay monthly' tariff once your card is set up, and then once every four months if you wish. If you've selected 'Pay monthly' you can’t switch immediately after your card is set up, but you can switch after four months.

Ready to apply

To get started, confirm you're a UK resident, then pick whether you want to 'Pay as you go' or 'Pay monthly' (£4.75 per month).

Compare our card tariffs

The core fees detailed below relate to the core bundle of services provided to you in relation to your Virgin Money Prepaid Mastercard.

What does it cost?
CostsPay as you goPay monthly
Core Fees
Buying your card (one off fee)£9.95£9.95
Extra / replacement card (inc lost / stolen)£4.95£4.95
Monthly fee£0£4.75
Card transaction (UK)2.95%£0
Cash machine withdrawal (UK)2.95%£1.50
Card transaction (overseas)3.5%2.95%
Cash machine withdrawal (overseas)3.5%£1.50
Top-up at a Post Office®£0£0
Top-up by debit card£0£0
Top-up by direct bank transfer£0£0
Top-up by PayPoint 2.75%2.75%
Top-up by credit card2.5% (min £2)2.5% (min £2)
Redemption fee£5£5
Non-core Fees
PIN re-issue / change£0£0
Balance enquiry£0£0
Switching tariffs£0£0
If you're not sure which card is best for you, see our Comparison table.

Apply now

Apply for 'Pay as you go' Apply for 'Pay monthly'

How to pay

Find out more about how to pay the card fee.

More info

This card is issued by PrePay Technologies Limited pursuant to a licence by Mastercard International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.