Standard Additional Services
| Service | Charge |
|---|---|
| CHAPS | £25 per transfer |
| Bankers Draft (up to & including £100,000) | £30 per draft |
Early withdrawal charge – Cash ISA Fixed Rate Bonds only
| Days to Maturity | Fees |
|---|---|
| 1 – 91 | 45 days interest |
| 92 – 181 | 90 days interest |
| 182 – 273 | 135 days interest |
| Above 273 | 180 days interest |
Receiving Money From Outside The UK
| Transaction Type | Currency | Fees |
|---|---|---|
| SEPA | n/a | No Charge |
| SWIFT (within the EEA*) | All Currencies including Sterling up to £100 (or equivalent) | No Charge |
| Currency is Euro, Swedish Krona or Romanian Leu over £100 (or equivalent) | No Charge | |
| All remaining currencies including Sterling over £100 (or equivalent) | £7 | |
| SWIFT (outside the EEA*) | All Currencies up to £100 (or equivalent) | No Charge |
| All Currencies over £100 (or equivalent) | £7 |
* List of countries within the EEA
Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Debit card transactions
Savings Accounts (excluding Jumpstart & Cybersave)
| Transaction Type | Currency | Fees |
|---|---|---|
| Debit Card Payments (within the EEA & UK) | Currency is Pound Sterling, Euro, Swedish Krona or Romanian Leu | No Charge |
| All remaining currencies | 2.75% of transaction value, min £1.50 | |
| Debit Card Payments (outside the EEA) | All currencies (including Pound Sterling) | 2.75% of transaction value, min £1.50 |
Jumpstart & Cybersave
| Transaction Type | Currency | Fees |
|---|---|---|
| Debit Card Payments (within the EEA & UK) | All currencies (including Pound Sterling) | No Charge |
| Debit Card Payments (outside the EEA) | All currencies (including Pound Sterling) | No Charge |
If you pay in local currency and are charged a fee, your statement will show "FGN Purchase Fee".
If you pay in Sterling and are charged a fee, your statement will show "FGN PurchFee inGBP".
Where a foreign purchase transaction is refunded by a retailer, the purchase transaction amount will be credited back to the account based on the exchange rate on the day of refund. Any fee charged for the original transaction will not be refunded. For any foreign transaction reversals, any fee charged will be reversed.
To find out what countries are part of the EEA, please visit www.gov.uk/eu-eea.
Cost of making certain transactions
These examples compare the cost of making certain transactions. The debit card rates used are the payment scheme exchange rate set by Mastercard which applied on 1st June 2021. On this date Mastercard quoted £1.00 = €1.1648726, or €1.00 = £0.864638 & £1.00 = $1.4248526, or $1.00 = £0.70649.
| Debit Card | Savings (excluding Jumpstart Cybersave) | Jumpstart & Cybersave |
|---|---|---|
| €100 purchase in the EEA | £86.46 total | £86.46 total |
| €100 cash withdrawal in the EEA | £86.46 total | £86.46 total |
| $100 (USD) purchase | £72.59 in total Including our Foreign Purchase Fee | £70.65 total |
| $100 (USD) cash withdrawal | £73.29 in total Including our Foreign Cash Fee | £70.65 total |
Cash Withdrawals
Savings Accounts (excluding Jumpstart & Cybersave)
| Transaction Type | Currency | Fees |
|---|---|---|
| Cash withdrawal (within the EEA & UK) | ||
| Currency is Pound Sterling, Euro, Swedish Krona or Romanian Leu | No Charge | |
| All remaining currencies | 3.75% of transaction value, min £1.50 | |
| Cash withdrawal (outside the EEA) | All currencies (including Pound Sterling) | 3.75% of transaction value, min £1.50 |
Jumpstart & Cybersave
| Transaction Type | Currency | Fees |
|---|---|---|
| Cash withdrawal (within the EEA & UK) | All currencies (including Pound Sterling) | No Charge |
| Cash withdrawal (outside the EEA) | All currencies (including Pound Sterling) | No Charge |
If you withdraw Sterling from an ATM outside the UK and are charged a fee, your statement will show "FGN Cash Fee".
If you withdraw Sterling from an ATM outside the UK and are charged a fee, your statement will show "FGN Cash Fee in GBP".
Foreign Cash Fee is charged on the value of withdrawals made from ATMs. A purchase with cashback outside the UK is not is not treated as cash and is charged a Foreign Purchase Fee.
To find out what countries are part of the EEA, please visit www.gov.uk/eu-eea.
Cost of making certain transactions
These examples compare the cost of making certain transactions. The debit card rates used are the payment scheme exchange rate set by Mastercard which applied on 1st June 2021. On this date Mastercard quoted £1.00 = €1.1648726, or €1.00 = £0.864638 & £1.00 = $1.4248526, or $1.00 = £0.70649.
| Debit Card | Savings (excluding Jumpstart Cybersave) | Jumpstart & Cybersave |
|---|---|---|
| €100 purchase in the EEA | £86.46 total | £86.46 total |
| €100 cash withdrawal in the EEA | £86.46 total | £86.46 total |
| $100 (USD) purchase | £72.59 in total Including our Foreign Purchase Fee | £70.65 total |
| $100 (USD) cash withdrawal | £73.29 in total Including our Foreign Cash Fee | £70.65 total |