Key dates
November 2025
We’ll write to Virgin Money customers to explain what the transfer to Nationwide means for them.
9 February 2026
If you’d like to object to the transfer directly to us, please get in touch by this date.
23 February 2026*
This is the expected date of the Court hearing to decide if the transfer can go ahead. You can object directly to the Court in person by going to the hearing or sending a legal representative to speak for you. You won’t be able to object to the transfer after this date.
February 2026
- We’ll get in touch with customers whose combined deposits with Virgin Money and Nationwide are going to be over the FSCS limit after the transfer. We’ll explain what options they have.
- We’ll contact Virgin Money ISA customers to confirm that their ISA Manager will change to Nationwide after the transfer.
24 February 2026 to 1 June 2026
Customers can withdraw money during this period, without notice or charges, if their combined deposits with Virgin Money and Nationwide will be over the FSCS limit after the transfer.
2 April 2026*
If approved by the Court, the transfer of Virgin Money’s business to Nationwide is expected to happen on this date.
Documents
Customer Templates
- VM45941v1 Business Facility Virgin Money Customer of Virgin Money only
- VM45940v1 Business Facility Virgin Money and Customer of Nationwide
- VM45970v1 Business Asset Finance Virgin Money Customer of Virgin Money only
- VM45968v1 Business Asset Finance Virgin Money and Customer of Nationwide
- VM44945v1 Business Savings, Business Current Account, Business Credit Card, Business Borrowing, Customer of Virgin Money only
- VM44957v1 Business Savings, Business Current Account, Business Credit Card, Business Borrowing, Virgin Money and Customer of Nationwide
- VM44940v1 Personal Loans Virgin Money Customer of Virgin Money only
- VM44952v1 Personal Loans Virgin Money and Customer of Nationwide
- VM44941v1 Mortgages Virgin Money Customer of Virgin Money only
- VM44953v1 Mortgages Virgin Money and Customer of Nationwide
- VM44942v1 Mortgage Clydesdale Bank Customer of Clydesdale Bank only
- VM44954v1 Mortgages Clydesdale Bank and Customer of Nationwide
- VM44943v1 Current Account Mortgages Customer of Virgin Money only
- VM44955v1 Current Account Mortgage and Customer of Nationwide
- VM44937v1 Current Account, Savings and M Power Customer of Virgin Money only
- VM44949v1 Current Accounts, Savings and M Power Virgin Money and Customer of Nationwide
- VM45866v1 Children’s Savings Account Customer of Virgin Money only
- VM45881v1 Children’s Savings Account Virgin Money and Customer of Nationwide
- VM44938v1 Virgin Money Credit Card Customer of Virgin Money only
- VM44950v1 Virgin Money Credit Card Virgin Money and Customer of Nationwide
- VM44939v1 Virgin Atlantic Credit Card Customer of Virgin Atlantic only
- VM44951v1 Virgin Atlantic Credit Card Virgin Atlantic and Customer of Nationwide
- VM45854v1 Deceased Current Accounts and Savings Virgin Money Customer of Virgin Money only
- VM45870v1 Deceased Current Accounts and Savings Virgin Money and Customer of Nationwide
Staying safe and avoiding fraud
Fraudsters often take advantage of times of change to try and persuade people to transfer money or share personal or financial information.
Your sort code and account number aren't changing. Virgin Money or Nationwide will never ask you to move your money to another account or to change any Direct Debit or standing orders. We'll also never ask you for security details over the phone, by email or by text, so if someone does - please don't share this information with them.
Please be extra vigilant if you're contacted by phone, email or text from someone claiming to be from Virgin Money or Nationwide, asking you to take action.
If you're worried that you might have been targeted, call us straight away - ideally from another phone if possible. Report suspected fraud.
We'll do everything we can to help. You can keep up to date with the latest fraud and scams impacting customers - and learn how to stay safe - by visiting our fraud awareness section.
*These dates are subject to change and will be updated accordingly if required.