Annual travel insurance
Lots of trips on the horizon? An Annual Multi-Trip policy could be cheaper.
A year of travels, covered
It’s never been more important to have the right travel insurance in place.
With Annual Multi-Trip Travel Insurance from us, you can have up to 94 days of worldwide cover for each trip you make – depending on whether you choose Red, Silver or Gold cover.**
With virtually all medical conditions covered and a maximum age of 80, we’ve got your back no matter who you are or where you’re going.
**Max trip duration dependant on cover level.
- Covid cover included
- Cancellation and medical expenses are covered by us, as standard, if you’re diagnosed with Covid-19.*
- Gadget cover as standard, plus optional extras
- From Enhanced Gadget and Cruise Cover to cover for winter sports, car hire excess, and more (fees apply).
- On hand to help, 24 hours a day, 365 days a year
- Help is just a phone call away with our worldwide medical emergency assistance helpline.
- Your policy at your fingertips
- Looking after your annual travel insurance policy is now a breeze, thanks to our handy new online portal – from downloading docs to making a claim, all in one place.
*Please check your policy wording for full details and any exclusions.
Covered
for Covid
Covid cover comes as standard*, which means you'll have:
- Cancellation cover if you’re diagnosed with Covid-19 in the 14 days before you travel, or while abroad.
- Emergency medical treatment and repatriation if you catch Covid while abroad.
*Please check your policy wording for full details and any exclusions.
Pick from three levels of annual travel insurance cover
Red
Lowest cost policy, £100 excess payable (per person) for each claim you make.
Silver
£75 excess payable (per person) for each claim you make.
Gold
Highest level of cover, £50 excess payable (per person) for each claim you make.
Pre-existing medical condition?
We cover most medical conditions at any age, but if you have a condition that means you pay significantly more for your insurance, it may be worth speaking to a specialist provider to compare quotes.
Visit the MoneyHelper Directory of Specialist Insurance Providers or call 0800 138 7777 for more information.
MoneyHelper Directory of Specialist Insurance Providers Link opens in a new windowFive star cover
Our travel insurance features and benefits have been independently rated by the experts at Defaqto and our Silver and Gold products have been rated 5 star.
Get a multi trip insurance quote
It's quick and easy to find the right holiday cover
Fancy a chat?
If you would prefer to speak to someone, please give us a call.
Call us on
0330 175 8283
Opening times
We're here from 9am to 5pm Monday to Friday. Closed Saturday, Sunday and Bank Holidays.
| Number | Cost |
|---|---|
| 03 numbers | Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way. |
| 084 numbers | Maximum of 7p per minute, plus your phone company's access charge. |
| 087 numbers | Maximum of 13p per minute, plus your phone company's access charge. |
| 0800 numbers | Free from UK landlines and personal mobile phones. |
Calls may be monitored or recorded.
Need help?
Emergency medical assistance
Our experts are just a phone call away.
How to make a claim
If you need to make a claim, here’s everything you need to know.
Policy documents
See exactly what cover your policy provides and how much you can claim for.
Travel Insurance Q & A
View our most frequently asked questions about travel insurance.
Cost of living support
Concerned about the impacts caused by the cost of living crisis? We’re here to help.
Virgin Money Travel Insurance is promoted by CYB Intermediaries Ltd, registered at Jubilee House, Gosforth, NE3 4PL (Company No: 04056283) who is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 305065 and administered by Hood Travel Limited, registered in England No. 08318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211. The core elements of Virgin Money Travel Insurance are underwritten by ERGO Travel Insurance Services Ltd (ETI) on behalf of Great Lakes Insurance UK Ltd. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting; http://register.fca.org.uk/ Link opens in a new window