Using your card abroad

You can use your card at over 20 million shops, restaurants, petrol stations and over 1 million cash machines in most countries throughout the world – just look out for the Mastercard® logo.

If you use your card to make a purchase or withdraw cash in Euros, Swedish Kronor or Romanian Lei when you’re in one of the countries of the European Economic Area (EEA), we won’t charge you a Non-Sterling Transaction Fee. Just go to www.gov.uk/eu-eea  for a full list of these countries.

When you take money out in those currencies from a cash machine in the EEA, you won’t have to pay a Non-Sterling Transaction Fee either – but you will still need to pay a Cash Advance Fee.

Fees we charge when you use your card abroad:

  • A Non-Sterling Transaction Fee if you make a purchase or cash advance, unless it’s in Euros, Swedish Kronor or Romanian Lei when you’re in one of the countries of the European Economic Area (EEA) or you’re using our travel card, as Non-Sterling Transaction Fees never apply for this card.
  • A Cash Advance Fee if you withdraw cash. This fee will always apply regardless of the country you’re in or the currency you withdraw.

If you'd like to speak to us while you’re abroad just call +44 191 284 9005.