For all Cash ISA accounts you can make additional deposits in one of our Stores or via post. You can also top up electronically, however the details you need to do this varies between Online accounts and Store and Postal accounts, which you can find below.
How to top up your Cash ISA Exclusive
Looking to top up your account? Find out how to pay money into your Cash ISA Exclusive plus other ways to manage your account on our dedicated page.
How to top up your Flexi Cash ISA
You can pay into your Flexi Cash ISA at any time - it's quick and easy. You can pay cash in at some of our Stores and we're always happy to accept cheques in Store. You can also pay in cheques using the app, where you can scan up to £500 per cheque.
You can also save on a regular basis or make one-off payments whenever you like. Check your Terms for more on how to do this.
The total amount you pay in can't exceed the maximum annual ISA allowance for that tax year. If it does, we'll only return the amount over the maximum limit back to you.
How to top up your Online Cash ISA electronically
If you have an Online Cash ISA, you can add funds to it by CHAPS1, or other electronic means (Faster Payments Service, BACS, Standing Order).
For FPS, BACS and Standing Order transfers
Sort code: 08-60-64;
Account number: Your online account number
For CHAPS1 transfers
Sort code: 08-02-65;
Account number: Your 8 digit account number
To transfer from another online Virgin Money account, follow these steps:
- log on to your online account
- select 'Virgin Money Transfer' from the 'Take Money Out' menu option
How to top up your Store or postal Cash ISA electronically
If you have a Store and Postal Cash ISA, you can add funds to it by telegraphic transfer (CHAPS1), or other electronic means (Faster Payments Service, BACS, Standing Order) by asking your bank to send us a payment quoting your account number.
For FPS, BACS and Standing Order transfers
Sort code: 08-61-15;
Account number: 00000515;
Reference: Your account number
For CHAPS1 transfers
Sort code: 08-02-65;
Account number: 50048407;
Reference: Your account number and your name
How to top up your online, Store or postal Cash ISA in Store
You can top up your Online or Store and Postal account by popping into your nearest Store* and making a deposit by cash or cheque.
Find your nearest StoreTo transfer your cash ISA from another provider
If you have a Cash ISA with another provider and you wish to transfer your money to Virgin Money, you can do this online, by post, and in Store. Simply follow the quick and easy steps on our ISA Transfer Service page, and once we receive your completed ISA transfer form we’ll do the rest for you!
You can download the ISA transfer authority form PDF opens in a new window Link opens in a new window (PDF, 120KB), complete one in a Store Link opens in a new window or contact us on 0345 600 7301.
Got a question?
Take a look at our most frequently asked questions.
Yes, you will need an account with us before you can transfer your ISA across.
Once you've applied and received your account number, please complete the four steps on our ISA Transfer Service page
If you have an Easy Access, Flexi or Limited Access Cash ISA, you can deposit when you like. If your account is a Fixed Rate Cash ISA, you have 30 days from the day you open the account to both add money and send your ISA transfer form to us. Any deposits received after 30 days, may be returned to you.
Yes, you can hold ISAs with different providers. The important thing to remember is that you can only subscribe to one Cash ISA, one Stocks and Shares ISA, one Lifetime ISA and one Innovative Finance ISA per tax year, so if you’ve already made a deposit in the current tax year you'll need to transfer your existing ISA across to us before you can continue to deposit.
Absolutely, we accept both full and partial ISA transfers. Once you've opened your account with us, simply complete the four steps on our ISA Transfer Service page and pop how much you want to transfer over on the form. Some providers don’t allow partial transfers, therefore please check with your existing provider if this is something they can do.
The important point to remember is that you can’t partially transfer any money you have deposited in the current tax year – you need to move your full subscription over in the transfer.
Yes, you can transfer as many ISAs as you like in to one ISA with us. Simply open an account with us, and once you’ve received your account number complete the four steps on our ISA Transfer Service page
You will need to make sure your ISA is still eligible for additional deposits by checking your Terms and Conditions and Key Product Information.
Remember
Each tax year, everyone aged 16 and over in the UK gets an annual tax-free ISA allowance, which is £20,000 in the current tax year. The tax year runs from 6 April to 5 April the following year.
With an ISA you can save money as cash (in a Cash ISA), invest in the stock market (in a Stocks & Shares ISA), lend your money to other individuals or companies as a loan (in an Innovative Finance ISA), save towards your first home and/or retirement (in a Lifetime ISA) or a combination of all four. This is based on HM Revenue and Customs UK taxation law and practice which may change.
An ISA, or Individual Savings Account, allows you to invest up to the maximum ISA allowance each tax year without you having to pay a penny of tax on any interest or gains you make. You can transfer your money between the different types of ISAs, however please remember you can only subscribe to one of each type of ISA, Cash ISA, Stocks and Shares ISA, Innovative Finance ISA and Lifetime ISA (maximum £4,000) in each tax year, up to the combined annual subscription limit.
Here at Virgin Money, we have a range of Cash ISAs and Stocks and Shares ISAs for you to choose from. However we don’t currently offer an Innovative Finance ISA or Lifetime ISA.
If you have any questions about your Cash ISA, please use our ask a question facility or contact us on 0345 600 7301.
| Phone number | Call charges and information |
|---|---|
| 03 numbers | Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way. |
| 084 numbers | Maximum of 7p per minute, plus your phone company's access charge. |
| 087 numbers | Maximum of 13p per minute, plus your phone company's access charge. |
| 0800 numbers | Free from UK landlines and personal mobile phones. |
Calls may be recorded for training and quality purposes.
Save with confidence
As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.
View the FSCS guarantee