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Could I lose money?

Yes. There's always a risk with investing. The value of your investments can go down as well as up, and you may get back less than you invest.

You might want to invest more cautiously as you near retirement to avoid sudden shocks to your pension as you plan to access it.

Our ready made investment approaches could also help you manage the risk, as they spread your money across lots of different types of investments and many different countries.